Business Details
Trusted Insurance Solutions for Individuals & Businesses in Water Mill, NY
At Cardona & Company & Company, we prioritize people over profits, delivering personalized insurance solutions tailored to the unique needs of individuals and businesses. Our boutique agency offers concierge-level service, specializing in life, health, disability, and executive benefits insurance. With decades of combined experience in risk management, we provide specialized knowledge and customized strategies to protect our clients' financial futures.Our commitment extends beyond policieswe foster long-term relationships built on trust and transparency. Through the Life Happens Fund, we actively support community members facing unexpected hardships, reinforcing our belief that insurance is about more than coverageit's about being there when it matters most.
Services
Group Life Insurance
Group Health Insurance
Executive Benefits
Key Man Insurance
Group Dental/Vision
Life Insurance
Disability Insurance
Long Term Care
Estate Planning
Health Insurance
Highlights and features
- We provide personalized insurance consultations with no automated systems
- Our Life Happens Fund supports clients during unexpected life events
- Specialized expertise in life, health, and executive benefits insurance
- Direct access to experienced insurance professionals, not call centers
- Client testimonials highlight relationship-based service over transactional sales
What people say
Made it easy decision
Relationship more important
Thorough explanation
Pleased with life insurance
President testimonial
Services
Life Insurance
We offer customized life insurance solutions to protect families and businesses. Our policies provide financial security through death benefits, cash value accumulation, and estate planning benefits. Clients receive personalized guidance to select term or permanent coverage matching their specific needs and budget.
Group Health Insurance
Our group health insurance plans serve businesses of all sizes. We help employers design comprehensive healthcare packages that comply with regulations while balancing cost-effectiveness. Services include plan selection, employee enrollment assistance, and ongoing benefits administration support.
Disability Insurance
We provide disability insurance solutions that protect income during unexpected medical leave. Our policies offer short-term and long-term coverage options with customizable benefit periods and elimination periods to match individual financial situations and occupation requirements.
Estate Planning
Our estate planning services integrate insurance with legal strategies to preserve wealth. We help clients establish trusts, designate beneficiaries, and structure policies to minimize tax liabilities while ensuring smooth asset transfer to heirs.
Life Happens Fund
This unique program provides emergency assistance to policyholders facing unforeseen crises. We offer financial aid, replacement resources, and emotional support for clients experiencing job loss, medical emergencies, or natural disasters through our dedicated community relief initiative.
Questions
What types of insurance do you offer?
We provide life, health, disability, long-term care, and executive benefits insurance for individuals and businesses, including specialized coverage options for unique needs.
What is the Life Happens Fund?
Our community support program offers financial and emotional assistance to policyholders facing unexpected crises like medical emergencies, job loss, or natural disasters.
How are you different from other insurance agencies?
We focus on personalized service with direct access to experienced agents, avoiding call centers. Our relationship-based approach prioritizes client needs over sales quotas.
How do I get an insurance quote?
Contact us via phone or email to schedule a consultation. We'll assess your needs and provide customized policy options with clear pricing and coverage details.
What if I miss open enrollment?
We help identify alternative coverage options like short-term plans or health sharing programs while preparing for next year's enrollment period with personalized guidance.
Videos
Reviews (4)
Will Shapiro
Dec 25, 2017
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Extremely knowledgeable and competent. Anthony and his team are the type of people everyone should strive to work with.
Matt Baxter
Dec 19, 2017
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Very knowledgeable on all insurance products. I didnt feel any pressure to buy. I would consider using Cardona and Company if you are in the market for insurance.
Christine Telles
Oct 21, 2017
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Cardona & Company is fabulous! They were able to get us lower rates and the process was so easy. Anthony Cardona knows insurance inside and out and his staff doesn't miss a beat; taking all the worries out of an insurance transition. Highly recommend them!
Funt Orthodontics
Aug 22, 2017
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Best of the best, very knowledgable on all fronts. Made a difficult process of choosing health insurance for my family and employees much easier. Highly recommend.
