Business Details
16 Years
experience
Your Trusted Partner for Fee-Only Financial Advisory Solutions
Sarsi LLC is a fee-only financial advisory firm dedicated to serving busy professionals, business owners, retirees, and pre-retirees. As fiduciaries, we prioritize client interests above all else, offering comprehensive financial planning and investment management tailored to individual needs. Our approach focuses on unraveling financial complexity through a disciplined, research-driven process that aligns with each client's unique goals and risk profile. With over two decades of industry experience, we combine personalized service with institutional-quality research to deliver actionable strategies.Our team specializes in retirement planning, tax optimization, estate planning, and risk management, ensuring clients receive holistic solutions that evolve with their changing circumstances. We maintain transparency in all aspects of our practice, from fee structures to investment selection, fostering long-term trust and accountability.
Services
Investment Management
Financial Planning
Retirement Planning
Tax Planning
Estate Planning
Risk Management
Wealth Preservation
Details
- Year established: 2010
Highlights and features
- We operate as fiduciaries with no product sales conflicts
- Our comprehensive planning addresses all aspects of financial well-being
- We combine 20+ years of experience with institutional research resources
- Our fee structure maintains complete transparency and alignment with clients
- We provide personalized solutions for complex financial situations
Associations and certifications
- SEC Registered Investment Adviser
Services
Investment Management
We build customized investment portfolios aligned with client objectives and risk tolerance. Our disciplined approach combines strategic asset allocation with continuous monitoring to adapt to market changes and evolving client needs. We focus on tax-efficient strategies and low-cost solutions to maximize long-term returns.
Comprehensive Financial Planning
Our holistic planning process addresses all aspects of financial well-being, including retirement strategies, tax optimization, estate planning, and risk management. We create integrated roadmaps that help clients achieve their goals while maintaining flexibility for life's changes.
Retirement Planning
We develop personalized retirement strategies that optimize Social Security benefits, pension income, and tax-efficient withdrawals. Our cash flow analysis ensures sustainable income throughout retirement while accounting for healthcare costs and longevity considerations.
Tax Planning
Our tax-efficient strategies focus on minimizing lifetime tax liabilities through strategic asset location, tax-deferred account utilization, and Roth conversion analysis. We coordinate with tax professionals to implement solutions that align with overall financial objectives.
Estate Planning
We help clients preserve and transfer wealth efficiently through wills, trusts, and advanced directives. Our strategies focus on minimizing estate taxes, protecting assets, and ensuring client wishes are honored while maintaining compliance with evolving regulations.
People
Deva Panambur
Founder & Chief Investment Officer
CFA charterholder with 20+ years of experience in investment management and financial planning. Former executive at Neuberger Berman and Merrill Lynch. Holds MBA from Thunderbird School of Global Management. Currently teaches personal finance at Montclair State University.
Questions
What services do you provide clients?
We offer comprehensive financial planning, investment management, retirement planning, tax optimization, estate planning, and risk management services tailored to individual client needs.
What value do you provide clients?
We deliver personalized, research-driven financial strategies that align with your goals while maintaining complete transparency and fiduciary responsibility throughout the advisory relationship.
How are you compensated?
We operate on a fee-only basis through asset-based fees or fixed planning fees, ensuring our interests remain fully aligned with our clients' financial success.
Do you hold client assets?
No, client assets are held at Charles Schwab in accounts controlled by the client. We receive trading authorization but never custody client funds.
How do you ensure confidentiality?
We maintain strict confidentiality protocols with limited access to client information and secure communication channels for all sensitive financial data.
Can I work with you remotely?
Yes, we serve clients nationwide through virtual meetings and digital collaboration tools while maintaining our high standard of personalized service.
