Business Details
Trusted Insurance Solutions in Plano, TX
Calk Insurance Agency is a family-owned insurance agency based in Plano, Texas, led by Cliff Calk, who brings over 35 years of industry experience. Our philosophy centers on personalized service, ensuring clients receive tailored insurance solutions that protect both personal and business assets. With access to over 200 A-rated insurance carriers, we prioritize comprehensive coverage and competitive pricing while maintaining one-on-one client relationships. Cliffs career began in claims adjustment, which provided hands-on insight into policyholder needs, later transitioning to an Allstate agent for 30 years before founding our agency in 2020.We specialize in auto, home, business, life, and health insurance, serving communities like Frisco, McKinney, and Carrollton. Our commitment to transparency and education empowers clients to make informed decisions, supported by a 28% average premium reduction for existing policyholders over 12 months. Our team focuses on long-term financial planning and ongoing support, adapting to evolving client needs. By combining expertise with a client-first approach, we aim to exceed expectations in coverage and service quality.
Services
Personal Insurance
Business Insurance
Life Insurance
Health Insurance
Commercial Auto Insurance
Highlights and features
- We offer 35 years of personalized insurance expertise.
- Our team reduces premiums with access to 200+ carriers.
- We specialize in tailored protection for personal and business assets.
- Clients benefit from a 28% average premium reduction within 12 months.
- We provide one-on-one support for evolving insurance needs.
What people say
Cliff was amazing
28% premium reduction
Walk you through the process
Services
Personal Insurance
Personal Insurance safeguards clients' personal assets through policies like auto, home, and umbrella coverage. We assess individual risks to recommend cost-effective options that align with clients' lifestyles. Our approach ensures protection against unforeseen events while maintaining affordability.
Business Insurance
Business Insurance protects enterprises from financial losses due to liability claims, property damage, or operational disruptions. We customize policies like general liability and workers' compensation to suit specific industry risks, ensuring long-term business continuity.
Life Insurance
Life Insurance provides financial stability for beneficiaries through term or permanent policies. We guide clients in selecting coverage that aligns with long-term goals, offering competitive rates and A-rated carrier options to secure their family's future.
Health Insurance
Health Insurance offers access to comprehensive medical care at competitive rates. We partner with top-rated providers to deliver plans that balance affordability with essential benefits, ensuring clients receive quality healthcare without financial strain.
Commercial Auto Insurance
Commercial Auto Insurance covers vehicles used for business operations, protecting against accidents, theft, or liability claims. We tailor policies to fleet size and industry needs, ensuring compliant and cost-effective protection for vehicles and drivers.
People
Clifford Calk
Owner
Cliff Calk has spent 35 years in insurance, starting as a claims adjuster before becoming an Allstate agent for 30 years. Now leading Calk Insurance Agency, he leverages this expertise to offer personalized solutions and reduce client premiums by up to 28% annually.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life, health) and business insurance (commercial auto, liability, workers' comp) tailored to individual and organizational needs.
How do you find the best policy for me?
We assess your unique risks and financial goals, then compare options across 200+ A-rated carriers to recommend coverage that balances protection and affordability.
Which areas do you serve?
We primarily serve Plano, Frisco, McKinney, Little Elm, The Colony, Carrollton, and Prosper, Texas, with tailored insurance solutions.
Can you help lower my insurance costs?
Yes—our clients have saved up to 28% annually by leveraging our carrier network and customized risk assessments to optimize coverage.
How do I get an insurance quote?
Submit your information through our contact form or call (972) 673-0730 to speak with Cliff directly for a personalized quote within 24 hours.
What's the claims process like with your agency?
We guide you through every step, ensuring prompt resolution by leveraging our industry experience and direct partnerships with carriers for efficient claims handling.
Reviews (5)
Joan Robinson
Jul 20, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Excellent coverage with very reasonable rates. Clif Calk helped me with both home and auto insurance. He stayed in contact with me, kept me informed of the progress of my quotes, and went above and beyond to help me and answer questions. I highly recommend Clif Calk!!
Excellent coverage with very reasonable rates. Clif Calk helped me with both home and auto insurance. He stayed in contact with me, kept me informed of the progress of my quotes, and went above and beyond to help me and answer questions. I highly recommend Clif Calk!!
Ann Page
Apr 25, 2021
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Positive:Professionalism,Responsiveness
All of my questions were answered in a very
Knowledgeable way & I appreciate that..!! Thanks Cliff...
All of my questions were answered in a very
Knowledgeable way & I appreciate that..!! Thanks Cliff...
Denise Price Nakagawa
Apr 21, 2021
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We recently switched to Calk Insurance. We had home and auto with an insurance company and even with the multi line discount they offered us, Cliff was still able to save us a significant amount of money. He was able to search multiple companies to find the best rates for the same coverage we previously had and surprisingly our home and auto are from different companies which we had always assumed was cheaper to stick with one company. Huge advantage in working with Cliff is that he takes the time to look at the different companies and is able to get us the best rates out there. He is professional
Russ Wright
Apr 16, 2021
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CLIF CALK, gave me excellent service with absolutely no pressure one way or the other. He laid out my options and coverages and I chose what worked best for my wife and I. He is an independent agent and has many options depending on your needs. We are so glad we were referred to CLIF CALK. Thanks Again,
Russ & Michelle Wright
Russ & Michelle Wright
Desiree S.
Apr 14, 2021
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Positive:Professionalism,Responsiveness,Value
I've known Cliff for many years & he has always given me the best quotes & policies on insurance for all our needs. I highly recommend Cliff if you are looking to move from one insurance company to another or just looking for insurance for new driver or home owners / renter's insurance.
I've known Cliff for many years & he has always given me the best quotes & policies on insurance for all our needs. I highly recommend Cliff if you are looking to move from one insurance company to another or just looking for insurance for new driver or home owners / renter's insurance.
