Business Details
48 Years
experience
Emergency
services
Your Trusted Independent Insurance Agent in Madison, WI
Prairie Land Insurance Agency has served Wisconsin residents and businesses for over 45 years with personalized insurance solutions. Our family-run agency combines deep industry expertise with a commitment to building long-term relationships with clients. We specialize in assessing unique risks and crafting comprehensive coverage strategies for homes, vehicles, and businesses. Licensed representatives work directly with policyholders to ensure they understand their protections against unexpected losses. The agency represents top-rated carriers like Dairyland and Progressive while maintaining independence to offer unbiased recommendations.Services span property, liability, umbrella policies and specialized coverage for unique assets. With office hours Monday-Friday 8:00 AM-4:30 PM, we provide timely support for claims, policy adjustments and emergency situations. Client testimonials highlight our responsiveness, cost-saving expertise and multigenerational service approach. Located in Madison since 1978, we remain dedicated to protecting Wisconsin communities through evolving risks.
Services
Home Insurance
Auto Insurance
Umbrella Insurance
Business Insurance
General Liability
Commercial Umbrella
Farm Insurance
Contractor Insurance
Non-Profit Insurance
Collector Car Insurance
Details
- Year established: 1978
Highlights and features
- We have over 45 years of local insurance experience in Wisconsin
- Our independent agency represents multiple top-rated insurance carriers
- Licensed advisors provide personalized policy reviews and adjustments
- We offer specialized coverage for unique assets like collector cars
- 24/7 availability for emergency claim assistance
What people say
Great
Easy to work with
Saved me money
Knowledgeable
Always there when needed
Services
Home Insurance
Protects residential properties against damage from fire, storms, and other covered perils. Includes replacement cost coverage with no cap for rebuilding, personal property protection with replacement cost valuation, and additional living expense coverage during home repairs. Policies also cover liability protection for injuries occurring on premises.
Umbrella Insurance
Provides additional liability limits beyond primary auto, home, or business policies. Covers defense costs and settlements from lawsuits related to property damage, bodily injuries, or personal injury claims. Essential for protecting assets against major liability events like swimming pool accidents.
Business Insurance
Comprehensive protection for Wisconsin businesses including general liability, property damage, and business interruption coverage. Tailored solutions for contractors, non-profits, restaurants, and farms. Includes commercial auto coverage and umbrella policies for enhanced liability protection beyond standard limits.
Collector Car Insurance
Specialized coverage for vintage and high-value vehicles not protected under standard policies. Includes agreed value settlement terms, spare parts coverage, and protection during shows or exhibitions. Requires documentation of the vehicle's condition and appraised value for policy customization.
Flood Insurance
Separate coverage for flood damage not included in standard policies. Available through NFIP or private carriers, covering structural repairs and contents replacement after floods caused by storm surges, overflowing waterways, or heavy rainfall. Recommended for properties in moderate-to-high risk flood zones.
People
Linda
Insurance Agent
Licensed insurance professional with 20+ years of experience helping Wisconsin residents. Specializes in personalized risk assessment and policy optimization to maximize coverage while minimizing costs for personal and commercial clients.
James
Insurance Agent
Experienced agent providing customized insurance solutions for homes, vehicles, and businesses. Focuses on building long-term client relationships through transparent communication and comprehensive coverage reviews to adapt to changing life circumstances.
Questions
What areas do you serve?
Primarily serving Madison, WI and surrounding Wisconsin areas with personalized insurance solutions since 1978.
What insurance types are available?
We provide home, auto, business, umbrella, farm, contractor, and specialized coverage for unique assets.
How do I file a claim?
Report claims through our Service Center online or contact our office directly at 608-251-3009 for immediate assistance.
Are you an independent agency?
Yes, we offer policies from Dairyland, Progressive and other top-rated carriers to provide unbiased recommendations.
Do you offer 24/7 emergency service?
Yes, our team is available around the clock for urgent claim situations and policyholder emergencies.
How can I save on insurance?
Combine policies, maintain good credit, install safety features, and review coverage annually with our agents.
Reviews (5)
Levi Doherty
Nov 15, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
James is the best! Always quick and responsive the same day. Highly recommend Prairie Land Insurance!
James is the best! Always quick and responsive the same day. Highly recommend Prairie Land Insurance!
Matthew Weir
Aug 27, 2021
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Positive:Professionalism,Responsiveness
I had some unique needs when it came to insurance, but Linda was able to find a fast solution! Highly recommend.
I had some unique needs when it came to insurance, but Linda was able to find a fast solution! Highly recommend.
Jessica V.
Jul 06, 2021
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Positive:Professionalism,Responsiveness
James at Prairie Land Insurance was wonderful to work with. He was friendly, thorough, and quick to respond.
James at Prairie Land Insurance was wonderful to work with. He was friendly, thorough, and quick to respond.
Brian Mitchard
Dec 22, 2019
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We have been customers of Prairie Land for both home and auto insurance for more than twenty years. We usually deal with Linda or James. They are always very responsive, polite and supportive of any situation. We have experienced a hail damaged roof, a kitchen fire and a water leak during our time with them. All issues were dealt with to our satisfaction. We would wholly recommend Prairie Land Insurance Agency, especially for the customer service aspects, and human interaction
Melissa Frodl
Oct 10, 2019
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They partner with excellent companies and I have full faith in my insurance coverage with them. I just received the last check for my deductible from when someone hit my car. I’ve been with them for years and I’ve always been impressed with the timely service they provide. Just love them!
