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Your Trusted Financial Partner in Michigan City, IN
First Trust Credit Union has been dedicated to providing personalized financial solutions to its members for decades. With a focus on community and customer-centric service, we offer a comprehensive range of banking products including savings accounts, checking accounts, loans, and credit cards. Our team of experienced professionals is committed to helping members achieve their financial goals through innovative tools like mobile banking, direct deposit, and secure online access. We pride ourselves on fostering long-term relationships built on trust, transparency, and exceptional service.Our members consistently highlight the ease of using our mobile app for transactions, the convenience of shared branch networks, and the friendly, knowledgeable support from our staff. As a federally insured institution, we ensure your savings are protected up to $250,000 by the NCUA. Whether you're seeking a new auto loan, a home equity solution, or retirement planning services, First Trust Credit Union is your trusted partner in financial success.
Services
Savings Accounts
Checking Accounts
Auto Loans
Mortgage Loans
Credit Cards
Online Banking
Business Accounts
Retirement Planning
Insurance Services
Mobile App Banking
Highlights and features
- We offer personalized financial solutions tailored to individual member needs.
- Our mobile app provides secure, 24/7 access to account management and transactions.
- We maintain a strong commitment to community service and member education.
- Our team delivers knowledgeable, friendly support with decades of combined experience.
- We provide competitive loan rates and federally insured savings protection up to $250,000.
What people say
Friendly employees
Mobile app convenience
Decades of trusted service
Efficient transactions
Secure banking options
Services
Savings Accounts
Our savings accounts offer secure, flexible options to grow your money with competitive interest rates. Members benefit from easy access to funds, mobile banking integration, and federal insurance up to $250,000. Ideal for short-term goals or emergency funds, these accounts help build financial stability through consistent, low-risk growth.
Auto Loans
We provide competitive auto loans for new and used vehicles with rates starting at 4.49% APR. Our streamlined application process, personalized guidance, and flexible terms help members secure affordable financing. Whether purchasing your first car or upgrading, our team ensures transparent terms and budget-friendly repayment plans.
Credit Cards
Our credit cards combine rewards programs with competitive rates for everyday convenience and financial flexibility. Features include fraud protection, mobile app management, and customizable alerts. From building credit to earning cashback, we offer options tailored to spending habits and financial goals.
Online Banking
Our secure online platform enables 24/7 account management, bill pay, and transaction tracking. Members enjoy real-time balance updates, e-statements, and instant fund transfers. The mobile app adds features like mobile check deposit and card lock/unlock functionality for enhanced control and security.
Business Accounts
We offer specialized business accounts with tools for payroll processing, merchant services, and cash management. These accounts support business growth through dedicated support, business loans, and electronic services. From startups to established companies, our solutions simplify financial operations and improve cash flow efficiency.
Questions
What membership benefits are available?
Members access competitive rates, fee-free services, financial education resources, and exclusive member rewards programs.
How can I use online banking?
Manage accounts, pay bills, deposit checks, and monitor transactions 24/7 using our free mobile app or online portal.
What loan rates do you offer?
Rates start at 4.49% APR for auto loans and 6.04% APR for home equity loans, with terms tailored to your needs.
How do I report fraud?
Contact us immediately at 800-276-6161 or use the card lock feature in our mobile app to secure your account.
Where are your branches located?
We serve Michigan City, LaPorte, Valparaiso, and Wheatfield, IN with convenient shared branch access nationwide.
Reviews (4)
Dianne Dawes
Jul 23, 2021
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Sevice is very rude and abrupt. I have had multiple personal and business accounts over 20 years. No customer service training is very apparent
Cassie Kc Scott
Oct 15, 2020
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Just like every other Bank in Michigan City. But, have the most wonderful women that work inside.. Thanks for all you I...
Jw Wright
Sep 24, 2019
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Worst treatment: Rude and uninterested in keeping a good customer. We are leaving after being insulted and made to feel like our business is not important to them!
Stephanie Kidd
Aug 09, 2019
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So far it has been anything but a pleasant experience banking with them. My direct deposit is late, online banking is down for hours, their app is second class compared to major banks, and their ATM is unavailable at times.
