Business Details
14 Years
experience
Trusted Medicare Insurance Services in Fullerton, CA
Pledger Insurance Agency is an independent insurance agency dedicated to helping seniors navigate Medicare health insurance options. Since 2012, we have prioritized listening to our clients' needs to provide objective information and tailored coverage solutions. Our team specializes in analyzing major carriers to identify plans that best suit individual requirements, ensuring seniors make informed decisions while minimizing risk.We serve as a trusted partner for both individuals and professionals seeking clarity on Medicare eligibility, plan benefits, and healthcare goals. Our commitment to personalized service has fostered long-term relationships, with many clients becoming close friends over the years.
Services
Medicare Health Plans
Supplemental Insurance
Medicare Advantage Analysis
Prescription Drug Coverage
Retiree Healthcare Solutions
Details
- Year established: 2012
Highlights and features
- We offer 10+ years of specialized Medicare insurance expertise since 2012
- Our team provides objective analysis of major carriers for tailored solutions
- We prioritize personalized consultations that address individual healthcare needs
- Our business-to-business model educates employers about Medicare eligibility criteria
- Clients receive ongoing support through plan changes and coverage questions
What people say
Exceptional knowledge
Patient communicator
Thorough explanations
Prompt follow-up
Reliable long-term support
Services
Medicare Health Plans
We help seniors understand and select Medicare health plans through personalized consultations. Our process involves analyzing major carriers to identify coverage options aligned with individual medical needs, prescription requirements, and budget considerations. Clients receive comprehensive guidance on plan benefits, network access, and enrollment procedures.
Supplemental Insurance
Our supplemental insurance analysis compares Medigap plans to identify policies that cover out-of-pocket costs. We help clients understand premium structures, coverage gaps, and hospitalization benefits. This service includes comparisons between Medicare Advantage and traditional Medigap options.
Prescription Drug Coverage
We analyze prescription drug plans (PDPs) based on medication lists, pharmacy networks, and coverage tiers. Our service helps clients avoid coverage gaps while optimizing costs through formulary comparisons and annual plan adjustments.
Medicare Advantage Analysis
We evaluate Medicare Advantage plans across carriers for HMO/PPO networks, additional benefits, and out-of-pocket costs. Our analysis includes preventive care coverage, dental/vision benefits, and total value assessments compared to original Medicare.
Retiree Healthcare Solutions
Our services address healthcare needs during workforce transitions, including employer coverage termination and Medicare enrollment. We explain coverage continuities, penalty avoidance strategies, and coordination with retiree health accounts to ensure seamless transitions.
People
Keith Pledger
Owner/Agent
Keith has specialized in Medicare insurance since 2012, helping seniors understand plan options through personalized consultations. He graduated from Cal State Fullerton with degrees in Communications and Biology.
Questions
What Medicare plans do you help with?
We assist with Original Medicare, Medicare Advantage, Medigap plans, and prescription drug coverage options.
How do you explain complex insurance terms?
We provide plain-language explanations of benefits, coverage networks, and cost structures during personalized consultations.
Can you help if I already have Medicare?
Yes, we review existing coverage and identify better-suited plans during annual enrollment periods.
What areas do you serve?
While based in Fullerton, we assist clients statewide with California-specific Medicare plan options.
How do I schedule a consultation?
Call 714-288-1440 or submit our online form to schedule a personalized Medicare plan review.
Do you offer group Medicare education?
Yes, we provide business-to-business Medicare workshops for retirement communities and employer groups.
