Business Details
45 Years
experience
Your Trusted Mortgage Broker in Kingsport, TN
Tricities Mortgage Group has been a trusted local mortgage lending source since 1981. Our team specializes in connecting clients with tailored mortgage solutions, including conventional, FHA, VA, USDA, and jumbo loans. With over 40 years of combined experience, we prioritize personalized service, competitive rates, and in-house processing to ensure efficient approvals. We serve first-time homebuyers and seasoned investors across Tennessee, Virginia, and Florida, offering alternative documentation options and financing programs for diverse financial situations. Our commitment to transparency and client education has earned us a reputation for reliability in the mortgage industry. 
Services
Mortgage Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinancing
Conventional Loans
First-Time Buyer Programs
Details
- Year established: 1981
Highlights and features
- 38+ years of mortgage industry experience
- Free pre-qualification in under 15 minutes
- In-house processing and underwriting
- Competitive rates for all credit profiles
- Alternative documentation loan options available
What people say
Knowledgeable process
Friendly and patient
Smooth home buying experience
Quick and motivated
Straight up and honest
Services
Mortgage Loans
We offer customized mortgage solutions for residential and investment properties. Our services include loan origination, rate locking, and closing assistance. We work with conventional, FHA, VA, and USDA programs to meet diverse financial needs. Our in-house processing ensures faster approvals and better communication throughout the lending process.
VA Loans
Specialized mortgage programs for military veterans and active-duty personnel. We handle VA loan applications with streamlined documentation requirements. Our team understands VA-specific guidelines and works to maximize benefits for qualified borrowers. We offer competitive rates and down payment assistance options for eligible service members.
Refinancing
We provide mortgage refinancing options to help lower monthly payments or access home equity. Our services include rate-and-term refinancing and cash-out options. We evaluate clients' current loans to identify savings opportunities. Our process includes credit assessment, property valuation, and customized rate proposals for optimal financial outcomes.
FHA Loans
We specialize in FHA-insured mortgage programs for first-time buyers and those with limited credit histories. Our services include FHA loan qualification assessments and down payment assistance guidance. We help clients meet FHA requirements for property condition and borrower eligibility. We offer competitive FHA rates with flexible underwriting standards.
First-Time Buyer Programs
We offer specialized support for first-time homebuyers including down payment assistance and credit counseling. Our services cover loan program selection and pre-approval preparation. We provide education about mortgage terminology and homebuying timelines. We partner with local housing agencies to maximize available benefits for new buyers.
People
Bruce Harrington
Owner/Mortgage Broker
With over 38 years of mortgage experience, Bruce Harrington specializes in VA, FHA, and USDA loans. He leads Tricities Mortgage Group's team in providing personalized lending solutions across Tennessee, Virginia, and Florida. Known for quick approvals and client-focused service, Bruce handles complex cases including alternative documentation loans.
Questions
What mortgage loan options do you offer?
We offer conventional, FHA, VA, USDA, jumbo, and first-time buyer loans. Our programs include refinancing, cash-out options, and alternative documentation loans for self-employed applicants.
How quickly can I get pre-approved?
Most applicants receive pre-qualification in under 15 minutes with full approval possible within hours. We use streamlined in-house processing for faster decisions.
Do you work with clients with credit challenges?
Yes, we specialize in helping clients with credit issues. Our team finds solutions for challenged credit profiles and offers credit counseling resources.
What areas do you serve?
We serve clients in Tennessee, Virginia, and Florida. Our local expertise covers Kingsport, Bristol, Johnson City, and surrounding areas.
Can I apply online?
Yes, we offer online applications and document submission. Our team provides phone or in-person support throughout the application process.
Reviews (4)
Craig Hyder
Nov 26, 2020
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Bruce is the most knowledgeable mortgage lender out there. I am a veteran with less than perfect credit. Bruce did everything he could do to make my dream of home ownership happen. I don't ever rate people but he did what he said he would do. He got me my money! You can't go wrong with TriCities Mortgage Group!
Sally Zavoyna
Nov 22, 2018
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I am so glad I found Bruce at Tri Cities Mortgage. My husband and I had been told no by many lenders when I walked into Bruce's office. I explained the situation, he said No Problem, when do you want to close! We have never had a smoother home buying experience. We will gladly use Bruce again and recommend to anyone who needs assistance.
Keri Ragle
Nov 05, 2018
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Bruce is quick, motivated, and very knowledgeable at what he does. I'm a REALTOR and I recommend my clients to him. He actually answers his phone or calls me back within minutes. He is straight up and very honest and does everything he can to get the deal closed. Call TriCities Mortgage Group.
Bert Whittenberg
Nov 29, 2016
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TriCities has been my lender for more than two decades they are prompt and accurate. Always very thorough in search of the lowest Rates available.
HG Whittenberg
HG Whittenberg