Business Details
50+ Years
experience
Your Trusted Insurance Partner in Southern Oregon
Midland Empire Insurance has served Southern Oregon since 1945, rooted in family values and community commitment. Founded by Clem and Sylvia Lesueur after Clem's military service, the agency transitioned to sons Lance and Bernice in 1984, then to third-generation leaders Lawton and Austin Lesueur in 2020. With offices in Klamath Falls and Grants Pass, we combine multi-generational expertise with local market knowledge, offering personalized insurance solutions for homes, businesses, farms, and families.Our team prioritizes client relationships over transactions, advocating fiercely for policyholders while maintaining ethical standards. Through strategic acquisitions and organic growth, we've expanded services while preserving the personalized touch of a family-owned agency. Community involvement remains central to our mission, reflected in our support for local organizations and outdoor conservation efforts.
Services
Home Insurance
Auto Insurance
Business Insurance
Agriculture Insurance
Life Insurance
Health Insurance
Flood Insurance
Earthquake Insurance
Landlord Insurance
Cyber Insurance
Details
- Year established: 1945
Highlights and features
- We offer three generations of family-led insurance expertise since 1945
- Our agents maintain active community involvement and local market knowledge
- We provide 24/7 claims advocacy with personalized policyholder representation
- Our independent agency status offers access to multiple carrier options
- We guarantee transparent policy explanations without industry jargon
What people say
Best insurance agency
Excellent customer service
Knowledgeable staff
Prompt claims processing
Competitive rates
Services
Home Insurance
Our homeowners insurance protects Southern Oregon residences against property damage, liability claims, and living expense disruptions. Policies include customizable coverage for personal belongings, structural components, and natural disaster risks specific to our region. We help clients balance premium costs with adequate protection levels while maintaining compliance with mortgage requirements.
Business Insurance
We provide comprehensive business protection including general liability, property insurance, and commercial auto policies tailored to Southern Oregon enterprises. Our services help clients mitigate operational risks while ensuring continuity during unexpected events. We specialize in customized solutions for both small businesses and large agricultural operations.
Agriculture Insurance
Our agricultural insurance addresses unique risks faced by Oregon farmers and ranchers through specialized policies covering crop losses, equipment damage, and livestock protection. We offer customizable coverage options that adapt to varying farm sizes and operational complexities while maintaining competitive premium rates.
Life Insurance
We offer term and permanent life insurance solutions to protect families and business interests across Southern Oregon. Our agents help clients determine appropriate coverage amounts based on financial obligations and future needs. Policies include options for cash value accumulation and estate planning considerations.
Health Insurance
Our health insurance services include individual, family, and group plans with options for dental and vision coverage. We help clients navigate policy selections to balance premium costs with medical service accessibility. We also assist businesses in implementing employee benefits packages that enhance workforce retention.
People
Lawton Lesueur
Agency Manager
Third-generation insurance professional with Marine Corps service experience in Afghanistan. Graduated from University of Nevada with business degree. Specializes in commercial risk management and community engagement initiatives.
Austin Lesueur
Agency Manager
Former Marine Corps sergeant with deployment experience in Middle East operations. Holds business management degree from Montana State University. Focuses on agricultural insurance and local conservation efforts.
Lance Lesueur
Founder
Marine Corps veteran and third-generation insurance leader who expanded the agency through strategic acquisitions. Holds insurance degree from College of Insurance in New York. Retired from daily operations in 2020.
Bernice Lesueur
Co-Founder
Former pharmaceutical industry professional who transitioned to insurance after marrying Lance Lesueur. Played key role in agency management during 1984-2020 growth period. Maintains active community involvement.
Clem Lesueur
Founder Emeritus
Marine Corps veteran who established the agency in 1945 after medical discharge. Developed foundational business principles that continue guiding the agency's operations today.
Questions
What insurance types do you offer?
We provide home, auto, business, agricultural, life, health, flood, earthquake, landlord, cyber, and renters insurance for Southern Oregon residents and businesses.
Are you locally owned?
Yes, we've been family-owned and operated in Southern Oregon since 1945 with offices in Klamath Falls and Grants Pass.
How do claims work?
Contact our office directly during business hours to initiate claims. Our team advocates for policyholders throughout the process with 24/7 emergency support available.
Can you help lower insurance costs?
We regularly review policies to identify savings opportunities without compromising coverage adequacy through our multiple carrier partnerships.
Do you serve businesses?
Yes, we provide commercial insurance solutions for Southern Oregon businesses of all sizes, including specialized coverage for agricultural operations.
What sets you apart from other agencies?
Our three generations of local experience combined with personalized service and aggressive policyholder advocacy distinguish us from larger corporate agencies.
