Business Details
50+ Years
experience
Community-Driven Financial Services in Hanford
FAST Federal Credit Union was established in 1953 with a mission to improve lives through community-focused financial services. As a not-for-profit cooperative, we prioritize member needs over profit, offering competitive rates on loans, savings accounts, and investment services. Our commitment to financial education includes programs like Financial Peace University and exclusive member discounts. With over 17,000 members and $290 million in assets, we serve Kings County, Laton, Riverdale, and Coalinga. Our staff, board, and committees volunteered 2,677 hours in 2024 to strengthen local communities.Ranked in the top 1% of credit unions nationwide, we combine security with personalized service. Our Rewards Checking account offers up to 4.07% APY, and our digital tools provide 24/7 account access. We maintain partnerships with organizations like Zogo to enhance financial literacy. Our physical locations in Hanford, Lemoore, and Avenal offer in-person support during extended hours. Recognized as a top-performing credit union by S&P Global and Newsweek, we blend tradition with innovation to serve generations of members.
Services
Checking Accounts
Savings Accounts
IRAs
Personal Loans
Auto Loans
Credit Cards
Online Banking
Financial Counseling
Investment Services
Mobile Banking
Details
- Year established: 1953
Highlights and features
- We operate as a not-for-profit cooperative focused on member benefits
- Ranked in the top 1% of credit unions nationwide for financial strength
- Offer 4.07% APY on Rewards Checking accounts with no hidden fees
- Provide financial education through partnerships like Financial Peace University
- Volunteered 2,677 hours in 2024 to support local community development
What people say
Great APY rates
Community involvement
Financial education programs
Personalized service
Strong security
Services
Rewards Checking
Our Rewards Checking account offers up to 4.07% APY when you meet qualification requirements. This no-minimum balance account provides cashback rewards on debit card purchases and unlimited access to financial education resources. Designed for everyday banking needs, it combines competitive returns with financial literacy benefits.
Personal Loans
We offer fixed-rate personal loans with flexible terms up to 60 months. Our lending specialists work with members to find appropriate financing solutions for debt consolidation, major purchases, or unexpected expenses. Competitive rates reflect our not-for-profit structure and commitment to member financial health.
Financial Counseling
Our certified financial counselors provide personalized guidance through programs like Financial Peace University. Services include budgeting assistance, debt management strategies, and credit score improvement plans. We partner with Zogo to offer digital financial education tools for all age groups.
Online Banking
Access your accounts 24/7 through our secure online platform featuring bill pay, mobile check deposit, and real-time transaction tracking. The FAST mobile app includes budgeting tools and instant alerts for account security. All digital services are available at no additional cost to members.
Investment Services
We offer trusted investment solutions including IRAs, CDs, and retirement planning services. Our investment specialists provide personalized portfolio guidance aligned with individual financial goals. Members benefit from competitive rates and access to educational resources about long-term financial growth strategies.
Questions
What are the membership requirements for FAST Credit Union?
You qualify if you live, work, attend school, or worship in Kings County, Laton, Riverdale, or Coalinga. Immediate family members of existing members also qualify.
What types of accounts does FAST Credit Union offer?
We provide personal and business checking accounts, savings accounts, IRAs, credit cards, and specialized accounts for youth and organizations. Minimum opening deposits range from $5 to $100.
Are my deposits insured at FAST Credit Union?
Yes, all deposits are federally insured up to $250,000 through the NCUA. We maintain top financial health ratings from independent agencies like depositaccounts.com.
What loan products are available?
We offer personal loans, auto loans, home loans, and refinancing options for non-FAST loans. Competitive rates apply with flexible terms and no prepayment penalties on most loan products.
What digital banking options exist?
Our mobile app provides 24/7 access for transfers, bill pay, check deposits, and account monitoring. Online banking includes budgeting tools and instant transaction alerts for enhanced security.
How does FAST Credit Union support the community?
We reinvest in local communities through financial education programs, scholarship opportunities, and volunteer initiatives. Our staff contributed 2,677 volunteer hours in 2024 to local improvement projects.
Reviews (4)
Yasmine Reynosa
Dec 14, 2021
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Crystal S, the nicest worker I was in and out in less than ten minutes. She was very polite and very helpful. Thank you Crystal!!!(:
Sandra Mitchell
Jun 28, 2021
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The staff at FAST Credit Union are awsome.My family has been with them for a few decades..never dissapoint. Staff are awesome and professional.They really take good care of their customers.
Carla Jones
Jun 25, 2021
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Get with the program and make your app better. I can only SOMETIMES make my car payment using the app. Most of the time, I get an error message. Have your developers look at the Wells Fargo app and try to get it like that. We are literally refinancing both of our cars just to get out of this place.
DodgeSikSpak
Jan 22, 2021
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Great bank. Super friendly and welcoming! Taylor S. was helpful and knowledgeable in her field. She was also nice. Im glad I got my new membership there!