Business Details
Your Trusted Insurance Partner in Helena, MT
Founded by a Marine veteran, Cochrane Insurance has served Montanans with excellence for over three decades. Our team of experienced professionals, averaging 27 years of industry expertise, prioritizes personalized service over commission-driven sales. As an independent agency, we work exclusively for our clients, not insurance companies, ensuring unbiased recommendations for optimal coverage at competitive rates. We actively support local youth initiatives and nonprofits while maintaining affiliations with top-rated insurers nationwide.Our commitment extends beyond policy placement, offering comprehensive policy reviews, clear explanations of coverage options, and dedicated claims assistance. Recognized with industry accolades including Montana Agency Alliance Awards and Progressive Insurance's Platinum Agency designation, we combine technological efficiency with the irreplaceable value of human expertise to deliver peace of mind through tailored insurance solutions.
Services
Auto Insurance
Homeowners/Renters Insurance
Business Insurance
Claims Processing
Policy Reviews
Highlights and features
- We offer over 30 years of local insurance expertise
- Our staff averages 27 years of industry experience
- We operate as independent agents working for clients
- We maintain a 98% customer satisfaction rate
- We provide annual policy reviews with rate comparisons
Associations and certifications
- Trusted Choice Network
What people say
98% customer satisfaction rate
Experienced staff
No commission-based sales
Services
Auto Insurance
Protect your vehicle and passengers with comprehensive auto insurance solutions. We offer liability, collision, and comprehensive coverage options while explaining deductibles and policy limits clearly. Our team helps determine appropriate coverage levels for older vehicles and provides uninsured motorist protection. Annual policy reviews ensure continued competitive pricing.
Homeowners/Renters Insurance
Secure your home and possessions with customized insurance packages. We provide dwelling coverage, personal property protection, and liability insurance while explaining policy details in plain language. Additional options include flood and earthquake coverage. Our agents help evaluate replacement costs and coverage needs for both homeowners and renters.
Business Insurance
Protect your business with tailored commercial insurance solutions. We offer general liability, property insurance, and cyber liability coverage while addressing unique risks like workers' compensation requirements. Our team helps identify coverage gaps and provides policy updates as your business evolves. Specialized options include equipment protection and data breach insurance.
Questions
How do I get a free insurance quote?
Contact us via phone at (406) 442-6700 or request a quote online through our website.
What insurance services do you offer?
We provide auto, home, renters, and business insurance with personalized coverage options.
Do you service areas outside Helena?
We primarily serve Helena, Montana, with insurance solutions tailored to local needs.
How are policy rates reviewed annually?
We automatically compare rates during policy renewals to ensure continued competitive pricing.
What makes you different from other agents?
We work as independent agents focused on client needs, not commission-based sales.