Business Details
50+ Years
experience
Your Trusted Community Credit Union in Blue Ridge, GA
Copper Basin Federal Credit Union has served communities in Polk County, TN and Fannin, Gilmer, and Union Counties, GA since 1965. Founded as a cooperative for copper industry workers, we remain committed to providing personalized financial solutions while maintaining local relevance. Our member-owned structure prioritizes competitive rates, community engagement, and accessible services through physical branches and digital platforms.With over five decades of experience, we offer auto loans, mortgage programs, credit cards, and savings products tailored to local needs. Our team of financial professionals delivers personalized service during extended weekday hours and Saturday mornings, emphasizing transparency and member education through financial counseling and digital tools.
Services
Auto Loans
Mortgage Programs
Credit Cards
Savings Accounts
Online Banking
Financial Counseling
Details
- Year established: 1965
Highlights and features
- We serve members in Polk County, TN and Fannin, Gilmer, and Union Counties, GA with localized financial solutions
- Our member-owned structure provides competitive loan rates and higher savings dividends
- We maintain all loan servicing locally with personalized underwriting
- 24/7 digital banking access includes mobile apps and Zelle money transfers
- Our history of community service spans over 55 years
Associations and certifications
- NCUA
Services
Auto Loans
We offer competitive auto loan programs with rates starting at 4.7% APR for new vehicles and 5.7% APR for used cars. Our local underwriting process accommodates various credit profiles while maintaining affordable monthly payments. Members benefit from personalized financing solutions for both new and pre-owned vehicle purchases.
Mortgage Programs
Our mortgage lending services focus on local real estate markets with personalized loan options for home purchases and refinancing. As a community credit union, we maintain all mortgage servicing in-house to ensure consistent member support throughout the loan lifecycle.
Credit Cards
VISA credit card options start at 10% APR with rewards programs and fraud protection features. Our credit cards combine competitive rates with member benefits like mobile payment integration and instant transaction alerts for enhanced security.
Savings Accounts
We provide multiple savings solutions including standard savings accounts and CDs with competitive dividend rates. Members earn higher returns through our member-owned cooperative structure while maintaining easy access to funds through multiple branch locations and ATMs.
Online Banking
24/7 digital banking platform enables account management, bill payments, and fund transfers. Our mobile app includes Zelle integration for instant money transfers, mobile check deposit, and real-time transaction alerts to enhance financial control and convenience.
Questions
Who can join Copper Basin Federal Credit Union?
Residents, workers, or worshippers in Polk County, TN or Fannin, Gilmer, and Union Counties, GA qualify for membership, along with immediate family members of existing members.
What loan types do you offer?
We provide auto loans, mortgage programs, personal loans, credit cards, and refinancing options with competitive rates starting at 4.7% APR for new vehicles and 9.2% APR for signature loans.
What are your branch hours?
Monday-Thursday and Friday: 9:00 AM - 5:00 PM, Wednesday: 9:00 AM - 1:00 PM, Saturday: 9:00 AM - 12:00 PM at both Blue Ridge, GA and Copperhill, TN locations.
How can I access online banking?
Visit our website to enroll in online banking or download our mobile app from the App Store or Google Play. Mobile banking features include bill pay, fund transfers, and account alerts.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency providing security for member deposits.
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Reviews (7)
Auwal M. Bawa
Jan 02, 2022
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Awaisu Usman Kalanjeni
Dec 25, 2021
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Peter Sounds Owoicho
Nov 26, 2021
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I lost a personal investment of $50,000, scams like these are always final, especially when an exit scam is been pulled. Recovery is difficult but very possible, if you seek counsel from the right Recovery experts. After losing so much to this fraudulent investment company, I realized I've been scammed I sought for help, luckily I was referred to a… security and intelligence company. who are a group of recovery specialists with effective procedures to recover lost funds, and with their help, I was able to recover my investments. I'm willing to share my experience with anyone that needs help
ChrisandBridget Proffitt
Oct 14, 2021
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We love doing business with CBFCU! We are treated like one of the family every time we pull up. Great customer service and professional banking experience!
Jeremy Wright
Sep 23, 2021
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Best bank hands down!! Ms.Boggs is awesome and helpful with all your loan needs! Give them a shot you wont be disappointed!
Elizabeth Pozo Mazzarella
Sep 10, 2021
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All the staff is very very efficient and always helpful! They always have a smile on their face! I highly recommend!I would not go anywhere else
Mollie Allen
Sep 05, 2021
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Love the Blue Ridge branch! Been with them for nearly 7 years and have never had any issues like you hear coming from those with other banks. Also, you can't beat their loan interest rates!