Business Details
Your Trusted Insurance Partner in Tupelo, MS
With over 25 years of combined experience in nursing and insurance, I founded Tammy Burns Insurance & Healthcare Consulting to help individuals protect their financial futures through personalized insurance solutions. My unique background in healthcare allows me to explain complex insurance options clearly while prioritizing cost-effective coverage tailored to each client's needs. I specialize in Medicare supplements, health insurance, and retirement planning, offering products from multiple carriers to ensure competitive pricing.My commitment to treating every client like family ensures transparent advice without hidden fees or confusing jargon. Located in Tupelo, Mississippi, I serve both local residents and those seeking guidance on navigating insurance complexities nationwide.
Services
Medicare Supplements
Health Insurance
Life Insurance
Critical Illness
Retirement Planning
Prescription Coverage
Dental Vision Hearing
Short Term Disability
Highlights and features
- 25+ years combining nursing and insurance expertise
- Independent agency accessing multiple carrier options
- Specialization in Medicare supplement planning
- Transparent, jargon-free insurance explanations
- Personalized service treating clients like family
What people say
Personalized approach
Clear explanations
Healthcare expertise
Competitive rates
Lifelong commitment
Services
Medicare Supplements
We specialize in Medicare supplement insurance to cover gaps in Original Medicare coverage. Our independent agency compares multiple carriers to find cost-effective plans that cover deductibles, copays, and extended care needs. With expertise in both healthcare and insurance, we explain plan options clearly to help clients make informed decisions about their retirement healthcare costs.
Health Insurance
Our health insurance services include ACA-compliant plans, short-term medical coverage, and major medical options. We help individuals and families compare premiums, deductibles, and network coverage to find appropriate protection. As an independent agent, we access multiple insurance carriers to ensure competitive pricing while explaining complex policy details in easy-to-understand terms.
Retirement Planning
We provide retirement income planning services combining insurance products with investment strategies. Our approach considers Social Security optimization, Medicare planning, and annuity options to create sustainable income streams. With healthcare cost considerations central to retirement readiness, we help clients protect assets while maintaining quality care access during their retirement years.
Critical Illness
Our critical illness insurance covers specific diagnoses like cancer, heart attack, and stroke with lump-sum benefits. These plans supplement major medical coverage by helping with out-of-pocket costs and income replacement during treatment. We explain policy exclusions clearly and help clients determine appropriate coverage levels based on family history and personal risk factors.
Prescription Coverage
We help clients navigate prescription drug coverage options through Medicare Part D plans and standalone policies. Our approach considers medication lists, preferred pharmacies, and cost-saving programs to minimize prescription expenses. We explain coverage phases including deductibles, initial coverage, and the 'donut hole' to help clients anticipate annual medication costs.
People
Tammy Burns
Owner
With 25+ years in nursing and insurance, Tammy Burns combines healthcare expertise with insurance knowledge to help clients protect their financial futures through personalized solutions.
Questions
What Medicare supplement plans do you offer?
We offer all standardized Medigap plans through multiple insurance carriers to help clients find the best coverage for their specific healthcare needs and budget.
Can you help with ACA-compliant health insurance?
Yes, we provide ACA-compliant health insurance options while explaining subsidies, network limitations, and out-of-pocket maximums to help clients make informed decisions.
Do you work with multiple insurance companies?
As an independent agent, we work with multiple insurance carriers to compare policies and find the most appropriate coverage options at competitive rates.
How does nursing experience benefit your clients?
My nursing background provides unique insights into healthcare costs and treatment needs, allowing more accurate insurance recommendations that consider both medical and financial factors.
What retirement planning services do you provide?
We offer retirement income planning that integrates Medicare preparation, annuity options, and strategies to protect assets while maintaining healthcare access during retirement years.