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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Somerset, KY
Jarvis Insurance Agency has been serving the insurance needs of Somerset, Kentucky and the Lake Cumberland area since 1933. As a family-owned business spanning four generations, we combine deep local expertise with partnerships with nationally recognized insurance carriers to provide comprehensive coverage solutions. Our agency was founded on principles of integrity and personalized service, which remain central to our approach today. We specialize in commercial property, transportation, petroleum, and personal insurance lines while maintaining a strong commitment to risk management guidance. With over eight decades of experience, our team delivers tailored insurance strategies for both individuals and businesses across multiple states.

Our growth has allowed us to expand our capabilities while preserving the local, personalized service that has defined our agency since its inception. We maintain active involvement in our community and professional organizations, reflecting our dedication to both civic and client service. Our multi-generational leadership structure ensures continuity of values while embracing modern insurance practices. We work exclusively for our clients' interests as independent agents, never representing any single insurance company. This independence enables us to secure competitive pricing and comprehensive coverage options for our clients.
Services
Auto Insurance Home Insurance Commercial Property Insurance Coal Truck Insurance Transportation Insurance Petroleum Insurance Workers Compensation Umbrella Coverage General Liability Property Insurance
Details
  • Year established: 1933
Highlights and features
  • We offer 85+ years of insurance expertise with four-generation family leadership
  • Our team provides personalized service tailored to individual client needs
  • We partner with multiple A-rated insurance carriers for competitive options
  • Specialized knowledge in high-risk industries like coal transportation and petroleum
  • Local market understanding with state-wide commercial insurance capabilities
What people say
Dependable service with integrity Personalized service better than any Comprehensive coverages at competitive prices Deep market understanding Long-term client relationships
Services
Auto Insurance
Jarvis Insurance provides comprehensive auto insurance solutions for personal and commercial vehicles. Our coverage options include liability protection, collision coverage, and uninsured motorist protection. We serve both individual drivers and fleet operators across multiple states.
Home Insurance
We offer tailored home insurance policies protecting against property damage, liability claims, and personal belongings coverage. Our policies include standard homeowners insurance and specialized coverage options for unique properties in the Lake Cumberland region.
Commercial Property Insurance
Our commercial property insurance covers business assets including buildings, equipment, and inventory. We specialize in coverage for apartment complexes, commercial developers, and industrial operations with risk management consulting services included.
Coal Truck Insurance
Specialized insurance packages for coal transportation operations including liability coverage, physical damage protection, and bobtail insurance. We serve both single-unit operators and large fleets with customized policy options.
Petroleum Insurance
Comprehensive insurance solutions for petroleum industry businesses including gas stations, distributors, and transport companies. Coverage includes property protection, liability insurance, and specialized endorsements for contamination and pollution risks.
People
Jim Ed McClung
President
Third-generation insurance professional with 45 years of industry experience. Licensed in Kentucky and Tennessee for property/casualty and life insurance. Graduated from Western Kentucky University in 1974. Active in local community and church activities.
Preston McClung
Vice President
Fourth-generation insurance professional specializing in niche markets like lumber and petroleum. Licensed in five states. University of Kentucky graduate with 15+ years of industry experience. Accomplished amateur golfer with multiple state tournament appearances.
Jennifer McClung
Treasurer
Licensed bookkeeper with 35+ years of financial management experience. Active in local civic organizations including United Way and American Cancer Society. Graduate of Pulaski County High School. Plays key role in agency operations.
Questions
What types of insurance does Jarvis Insurance Agency offer?
We provide auto, home, commercial property, transportation, petroleum, workers compensation, umbrella, and general liability insurance for both individuals and businesses.
How is Jarvis Insurance different from other agencies?
We combine four generations of local expertise with access to major insurance carriers, offering personalized service while maintaining competitive pricing across multiple states.
Which areas do you serve?
We serve clients throughout Kentucky, Tennessee, Indiana, Ohio, North Carolina, and Florida with specialized knowledge of the Lake Cumberland region.
Do you specialize in any particular industries?
We have particular expertise in high-risk industries including coal transportation, petroleum, and lumber, with customized insurance solutions for these niche markets.