Business Details
50+ Years
experience
Trusted Insurance Partner for Businesses and Individuals in Kirkland
Since 1963, the Ballard Agency has served as a trusted partner in risk management for individuals and businesses of all sizes. Founded as a family-owned operation, we combine decades of industry expertise with personalized service to address unique insurance needs across diverse sectors. Our team works closely with premier carriers like Chubb, Travelers, and Hartford to design tailored coverage solutions that protect clients from unforeseen liabilities. With a focus on construction, hospitality, manufacturing, and professional services industries, we offer specialized risk assessment and mitigation strategies grounded in deep market knowledge.Under owner Chris Ballard's leadership since 2001, we maintain active involvement in client relationships while upholding our commitment to transparency and advocacy. Our approach emphasizes not just policy placement but comprehensive protection through ongoing risk evaluation and customized insurance programs.
Services
Construction Insurance
Food & Beverage Insurance
Hospitality Insurance
Manufacturing Insurance
Professional Services Insurance
Real Estate Insurance
Personal Insurance
Risk Management
Commercial Property Insurance
Product Liability Coverage
Details
- Year established: 1963
Highlights and features
- We offer over 60 years of combined experience navigating complex insurance needs
- Our team holds deep industry-specific knowledge across multiple sectors
- We actively collaborate with premier carriers to secure customized coverage
- Family-owned approach with personalized client advocacy
- Owner maintains direct involvement in policy development and client relationships
Associations and certifications
- Trusted Choice
What people say
Competent partner
Personalized service
Effective risk mitigation
Industry expertise
Trusted solutions
Services
Construction Insurance
Our construction insurance solutions protect against industry-specific risks including project delays, equipment damage, and liability claims. We specialize in developing comprehensive programs that address workers' compensation, general liability, and inland marine exposures while managing costs for contractors of all sizes.
Hospitality Insurance
Designed for the hospitality industry, our insurance programs safeguard against property damage, food contamination, liquor liability, and slip-and-fall claims. We offer tailored solutions for restaurants, bars, and nightclubs including business interruption coverage and inventory protection against power failures.
Professional Services Insurance
We provide errors and omissions insurance for consultants and professionals facing liability from service failures. Our policies protect against financial losses from project mismanagement claims while offering guidance on contractual risk transfer and proper documentation practices.
Food & Beverage Insurance
Our industry-specific insurance addresses product liability, contamination risks, and equipment breakdowns in food production facilities. We offer comprehensive programs covering spoilage, recall events, and trade name restoration while working with specialized risk providers for breweries and production plants.
Risk Management
Through onsite assessments, we identify potential exposures and develop proactive protection strategies. Our approach includes policy design, claims advocacy, and customized risk transfer solutions to minimize financial impacts from accidents, lawsuits, and operational disruptions.
People
Chris Ballard
Owner
Chris Ballard actively leads the agency, bringing nearly two decades of licensing experience. He has specialized in commercial risk management since purchasing the business from his father in 2001, maintaining its legacy of client-focused insurance solutions.
Questions
What industries does Ballard Agency specialize in?
We specialize in construction, hospitality, manufacturing, professional services, food & beverage, and real estate insurance. Our team provides tailored solutions across these sectors.
How does Ballard Agency handle business interruptions?
We integrate business interruption coverage into our policies to protect against income loss from covered events like equipment breakdowns or power outages affecting operations.
Do you offer specialized insurance for breweries?
Yes, we provide tailored insurance programs for breweries and brewpubs through our dedicated BeerInsurance.com resource, addressing industry-specific risks and compliance needs.
How does your risk assessment process work?
Our agents conduct onsite evaluations to identify potential exposures, then develop comprehensive insurance programs combining coverage from multiple carriers to address identified risks.
Can you handle both business and personal insurance needs?
We offer coordinated solutions for commercial and personal insurance, recognizing that business owners often require protection for both professional operations and personal assets.
