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Your Trusted Insurance Partner in Orem, Utah
As a locally owned and operated insurance agency in Orem, Utah, Advance Insurance is committed to providing quality insurance products for individuals and businesses. Our team of knowledgeable professionals combines extensive experience with personalized service to help clients manage risk through tailored policies. We work with multiple carriers including Bear River Insurance, Allstate, and Progressive to offer competitive rates on auto, home, health, life, business, and recreational vehicle insurance.

With offices across Utah and a focus on customer satisfaction, we prioritize one-on-one relationships and transparent communication. Our expertise spans coverage evaluation, policy customization, and claims support, ensuring clients receive comprehensive protection aligned with their unique needs.
Services
Auto Insurance Home Insurance Health Insurance Business Insurance Boat Insurance
Highlights and features
  • We offer personalized insurance solutions tailored to individual risk profiles
  • Our team holds 20+ years combined experience in insurance policy customization
  • We partner with multiple top-rated carriers for competitive rate comparisons
  • We provide localized expertise with offices across Northern Utah
  • We offer extended Saturday hours for client convenience
What people say
Friendly and courteous staff Quick and prompt service Affordable quote offerings Best rates possible Very helpful
Services
Auto Insurance
We provide comprehensive auto insurance solutions including liability, collision, and comprehensive coverage. Our policies protect against accidents, theft, and natural disasters while offering roadside assistance and uninsured motorist protection. Clients benefit from personalized rate comparisons across multiple carriers to find optimal coverage at competitive prices.
Home Insurance
Our home insurance policies cover dwelling damage, personal belongings, and liability claims. Coverage includes protection against fire, weather damage, and theft with options for additional living expenses during repairs. We specialize in replacement cost valuation rather than market value to ensure adequate rebuilding coverage.
Health Insurance
We offer individual and group health insurance plans with options for dental, vision, and long-term care. Our policies include HSA-compatible plans and supplemental coverage for medical expenses. Clients receive guidance on selecting appropriate coverage levels based on family needs and budget considerations.
Business Insurance
Our business insurance packages include general liability, property coverage, and workers compensation. We offer commercial auto policies and business owners' policies that bundle essential coverages. Services include risk assessment and policy customization for various industries across Utah.
Boat Insurance
We provide specialized boat insurance covering physical damage, liability claims, and medical payments. Policies include protection against weather damage, theft, and collision with options for fishing equipment and trailer coverage. Clients benefit from agreed value policies that guarantee payout amounts in total loss scenarios.
People
Tyler Parcell
Insurance Agent
Tyler specializes in auto and home insurance with over 10 years of experience in policy customization. He helps clients transition from major carriers to more affordable options while maintaining comprehensive coverage.
Questions
What factors determine my auto insurance premium?
Your premium depends on driving history, credit score, vehicle type, and coverage levels. We compare rates across multiple carriers to find you the best value.
How much home insurance coverage do I need?
We recommend coverage equal to your home's replacement cost rather than market value to ensure adequate rebuilding funds after a loss.
What business insurance coverages are essential?
Most businesses need general liability and property insurance. Additional coverages like workers compensation or commercial auto depend on your specific operations.
Do I need boat insurance for smaller watercraft?
While not legally required, boat insurance protects against expensive damages and liability claims. We offer tailored policies for various watercraft types and usage levels.
How can I lower my insurance costs?
Bundling policies, increasing deductibles, and maintaining good credit can help reduce premiums. Our agents identify applicable discounts during your policy review.
Reviews (5)
Kristen Valdivieso Gasser
Feb 12, 2021 Report
Ive been with Advance Insurance and Trent for probably 15 years. He is always friendly and helpful. We have great insurance rates as well. Lately, there has also been a very nice person who answers the phone and loves to visit with me when I call. I recommend these guys for sure.
Alayna Watts Carter
Dec 06, 2018 Report
I have gone through Trent at Advance Insurance in Provo for many years now, initially because it was the cheapest quote I could find. I have remained a customer because not only have the rates continued to be significantly lower than any other agencies I called, Trent has always gone above and beyond to help make sure my needs were met. When you first meet him (or talk to him for the tenth time), he seems very business-like and even impersonal... That couldn't be further from the truth. I was unfortunately required to make use of my auto insurance in the worst possible way, when my son was killed
Matthew Hales
Sep 08, 2017 Report
I would highly recommend. It's a tiny little office, but the guy that works there is super nice and you can always call him if you have questions.
Hsin-Yao Chiu
Jul 05, 2017 Report
When I first met Trent I was a little intimidated. To people that don't know him already, he may or may not look a little stand-off-ish at first. But I soon realized that he's a very friendly, responsible, helpful, knowledgeable, and honest agent. I was a student at BYU 8 years and the later 5 years I had a car for the first time in my life. He helped me find the best deal in the crazy world of auto insurance and gave me very helpful, easy-to-understand advice that totally suited my needs. Would totally recommend to anyone! :)
Holli Niksich
Jun 21, 2017 Report
To the world. The people that work for this company are the most petty, rude, and selfish people I have ever had the displeasure of running into. They are out in the public promoting their business and I would never use their service, nor would I ever recommend anyone to them. Seriously. So. Rude.