Business Details
28 Years
experience
Trusted Title Insurance & Escrow Services in Utah
Cottonwood Title has been Utah's premier independent title company for 25 years, completing over 390,000 orders with a team of 125 local professionals. We specialize in title insurance and escrow services for residential, commercial, and builder clients, operating from 8 strategically located offices across the Wasatch Front and St. George. Our commitment to transparency, honesty, and exceptional customer service ensures stress-free closings with no surprises. We maintain the largest title plant in Utah and employ 4 internal underwriters to handle complex transactions.Our team's expertise extends to commercial real estate, foreclosure services, and lender solutions, supported by state-of-the-art data security infrastructure. Through our Cottonwood CAUSES initiative, we actively support community organizations including UNICEF, Utah Food Bank, and local Title I schools. With decades of combined experience, our professionals approach every transaction with diligence, treating clients like family while maintaining the highest industry standards.
Services
Title Insurance
Escrow Services
Commercial Services
Builder Services
Foreclosure Services
Lender Services
Realtor Services
Details
- Year established: 1998
Highlights and features
- 25 years of Utah-specific title insurance expertise
- Largest and most experienced title plant in Utah
- 4 internal underwriters for complex transactions
- White-glove service for commercial real estate deals
- Cisco-built IT infrastructure for data security
What people say
Customer service-oriented
Stress-free process
Knowledgeable staff
Transparent communication
Efficient transactions
Services
Title Insurance
Our title insurance services protect real estate investments through comprehensive title searches and coverage solutions. Expert title officers meticulously review property histories to identify potential issues before closing. Backed by multiple national underwriters, we provide both owner's and lender's policies that safeguard against title defects, liens, and ownership disputes. This essential protection ensures peace of mind for residential homeowners, commercial property investors, and lending institutions across Utah's diverse real estate market.
Escrow Services
We deliver seamless escrow services with a focus on efficiency and client education. Our licensed escrow officers manage all aspects of the closing process, from document preparation to fund disbursement. With 8 conveniently located offices and virtual closing options, we accommodate residential buyers, real estate agents, and lenders. Our team ensures accurate, timely transactions while maintaining clear communication throughout the process, making complex closings simple and transparent for all parties involved.
Commercial Services
Our commercial title services cater to Utah's largest real estate transactions with specialized expertise. The team handles complex commercial searches, difficult-to-insure properties, and multi-parcel transactions with bespoke solutions. With access to Utah's most comprehensive title plant and experienced commercial underwriters, we provide tailored title insurance products and escrow management for developers, institutional investors, and corporate clients. Our white-glove service includes detailed due diligence and risk mitigation strategies for commercial real estate investments.
Builder Services
We offer comprehensive title solutions for residential builders from land acquisition to final plat recording. Our experts handle city-required property reports, resolve title issues before county recording, and streamline construction loan closings. With deep knowledge of Salt Lake Valley's development landscape, we provide efficient title services for land subdivisions, new home communities, and large-scale residential projects, ensuring smooth transactions for both builders and end buyers.
Foreclosure Services
Our foreclosure services provide efficient solutions for non-judicial Utah foreclosures with experienced handling of trustee sales. We offer complete foreclosure support including title reports, trustee sale guarantees, and REO closing services. Our team maintains proactive communication with lenders and trustees while ensuring compliance with Utah's specific foreclosure regulations. The process is streamlined through digital document management and experienced staff handling all aspects of distressed property transactions.
People
Frank Ivory
President
Leading Cottonwood Title as President with over two decades of title industry experience, Frank directs strategic growth while maintaining operational excellence across Utah's largest independent title company.
Steve Strong
General Counsel
As General Counsel, Steve provides legal oversight for complex transactions and ensures regulatory compliance, leveraging his extensive title industry experience to protect clients' interests in over 390,000 completed orders.
Cort Ashton
Vice President of Escrow
Cort leads commercial escrow operations with 15+ years of Utah title expertise, managing high-value transactions and mentoring a team of 125 professionals across 8 offices while maintaining hands-on client service.
Roger Gardiner
Vice President of Operations
Overseeing daily operations, Roger ensures service consistency across all locations, implementing process improvements that have supported 25 years of continuous growth in Cottonwood Title's market leadership position.
Sarah Wade
Assistant General Counsel
Sarah provides legal expertise for complex title matters, working closely with underwriters to resolve challenging issues while maintaining client-focused solutions that align with Cottonwood's service philosophy.
Questions
What title insurance services do you offer?
We provide both owner's and lender's title insurance policies that protect against title defects, liens, and ownership claims through comprehensive title searches and coverage solutions.
Do you handle commercial real estate transactions?
Yes, we specialize in commercial title services with experienced underwriters handling complex searches, multi-parcel transactions, and difficult-to-insure properties across Utah's commercial market.
Are your closings available virtually?
Yes, we offer virtual closing options while maintaining the same level of security and professionalism for clients who prefer remote transactions.
How does your data security work?
We use Cisco-built IT infrastructure with enterprise-grade security measures to protect client data, meeting the same standards as large national title companies.
What community initiatives do you support?
Through Cottonwood CAUSES, we support UNICEF, Utah Food Bank, Title I schools, and other local organizations through donations, volunteer work, and educational programs.
Do you work with first-time homebuyers?
Yes, our team specializes in guiding first-time buyers through the title process with clear explanations and personalized support to make transactions stress-free.
Reviews (5)
Tanner Stubbs
Nov 21, 2021
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Awesome staff, sleek awesome office space, and Brett out title officer was super easy to work with. Would recommend to anyone!
Cameron Evans
Oct 26, 2021
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Cottonwood Title was good. Not the best experience I've had, as we felt rushed and our builder and the title company missed some paperwork that we had to go and sign 2 weeks later, so not the best but okay.
Spencer Pack
Oct 20, 2021
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Positive:Professionalism
Always a pleasure! I keep using Cottonwood title because they make the process easy & I like their people!
Always a pleasure! I keep using Cottonwood title because they make the process easy & I like their people!
Emily Martineau
Oct 20, 2021
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Everyone was super nice and easy to work with! Someone even came in early (before they even opened) for us to sign so my husband didnt have to miss work!
Kevin Townsend
Oct 17, 2021
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Positive:Quality
We had such a great experience with Cottonwood Title. Beautiful office. Great employees. Brett was fantastic. I recommend their services to anyone needing a title company.
We had such a great experience with Cottonwood Title. Beautiful office. Great employees. Brett was fantastic. I recommend their services to anyone needing a title company.
