Business Details
50+ Years
experience
Your Trusted Partner for Financial Planning & Insurance Solutions
At D H Financial & Insurance Services, we have dedicated ourselves to serving clients since 1972 with a commitment rooted in family values, integrity, and personalized service. As a second-generation practice, we combine decades of experience with a deep understanding of financial planning, insurance, and investment advisory services. Our team prioritizes active listening to craft tailored strategies that align with each client's unique goals and values. We emphasize transparency, ethical practices, and long-term relationships built on trust. Our holistic approach ensures clients feel empowered to make informed decisions about their financial futures.With a focus on education and empowerment, we guide clients through life's pivotal momentsfrom career transitions to retirement planning. Our dedication to community impact reflects our belief in giving back while maintaining rigorous professional standards. Through strategic partnerships and continuous learning, we stay at the forefront of industry best practices. Our mission remains clear: to help clients achieve financial freedom while upholding the legacy of excellence established over 50 years ago.
Services
Financial Planning
Insurance Services
Investment Advisory
Estate Planning
Business Continuity
Retirement Planning
Risk Management
Tax Strategies
Charitable Giving
Legacy Planning
Details
- Year established: 1972
Highlights and features
- We offer 50+ years of experience in personalized financial planning.
- Our team holds advanced certifications including AEP, CLU, ChFC, and CPA designations.
- We maintain strategic partnerships with The Nautilus Group and Eagle Strategies LLC.
- Our holistic approach integrates financial, estate, and business continuity planning.
- We demonstrate community leadership through educational scholarships and local initiatives.
Associations and certifications
- FINRA
- SIPC
- Eagle Strategies LLC
Services
Financial Planning
Our comprehensive financial planning service helps clients navigate life's pivotal moments through personalized strategies. We analyze cash flow, retirement goals, education funding, and tax optimization while aligning plans with individual values. With multi-generational expertise, we guide clients from career transitions to retirement readiness.
Insurance Services
We provide customized insurance solutions including life, disability, and long-term care coverage. Our approach focuses on protecting clients' assets and legacy through strategic risk transfer techniques. We work with top-rated carriers to ensure comprehensive protection tailored to personal and business needs.
Investment Advisory
Our investment advisory service offers personalized portfolio strategies for wealth accumulation and preservation. We implement tax-efficient asset allocation, portfolio rebalancing, and behavioral coaching to help clients achieve financial objectives across market cycles.
Estate Planning
We specialize in creating integrated estate plans that ensure wealth transfer according to clients' wishes. Our approach includes wills, trusts, and charitable giving strategies while coordinating with legal and tax professionals to minimize estate taxes.
Business Continuity
Our business continuity planning helps owners protect and transition their enterprises. We develop succession strategies, key person insurance plans, and buy-sell agreements while addressing tax implications and ensuring smooth generational transfers.
People
David A. Hjorth
Founder/Partner
David Hjorth, holding AEP, CLU, and ChFC designations, founded the practice in 1972. With over 50 years of experience, he specializes in multi-generational financial planning and community leadership through educational initiatives.
Nicholas D. Hjorth
Partner/Financial Adviser
Nicholas Hjorth, a CPA and CLTC professional, brings expertise in tax-efficient financial strategies. As second-generation advisor, he focuses on business owner solutions and maintains active community involvement through arts education support.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement, estate, tax, and business continuity planning tailored to individual and business client needs.
Are you licensed to provide investment advice?
Yes, we offer investment advisory services through Eagle Strategies LLC, a Registered Investment Adviser, and securities through NYLIFE Securities LLC.
Which states do you serve?
We serve clients in AZ, CA, CO, CT, FL, IA, ID, IL, MA, ME, MI, MO, MT, NC, NJ, NM, NV, NY, OR, SC, TN, TX, WA, and WI.
What insurance credentials do your advisors hold?
Our advisors hold CA Insurance Licenses #0435847 and #0E08770, and maintain partnerships with New York Life Insurance Company for insurance solutions.
How does your planning process work?
Our process includes discovery meetings, financial analysis, strategy development, implementation support, and ongoing monitoring through semi-annual reviews or life event updates.
What community initiatives do you support?
We support local education through the David & Mary Hjorth Foundation scholarships, Upland Public Library, and arts programs at Blair High School and Mater Dolorosa Retreat Center.
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Reviews (1)
Veronica P.
Jan 15, 2019
Report
DH Financial is by far my favorite client I've ever worked with. Joanna is very professional and friendly. If you are looking for a company to assist you in any type of personal or business financial planning this is the place to go! DH Financial will take care of you!!! :)
