Business Details
Your Trusted Buy Here Pay Here Car Dealer in Piqua, OH
Paul Sherry Car N Credit, part of the Paul Sherry Family of Dealerships, has served Piqua, Ohio, and the broader Miami Valley region since its founding. As a BBB A+ rated buy here pay here dealership, we specialize in providing accessible auto financing solutions for customers with bad credit or no credit. Our team prioritizes transparency, offering no credit checks, guaranteed financing approvals, and monthly credit bureau reporting to help rebuild credit scores.We maintain a diverse inventory of used cars, trucks, SUVs, and vans, all available with competitive pricing and short-term (two-year) loan options. Our commitment to ethical practices, customer education, and community-focused service has established us as a trusted choice for residents in Dayton, Troy, Sidney, and surrounding areas.
Services
Bad Credit Car Loans
Guaranteed Financing
Used Vehicle Sales
Credit Rebuilding Assistance
Online Payment Portal
Highlights and features
- We offer short-term (2-year) auto loans to accelerate credit recovery.
- Our BBB A+ rating reflects our commitment to ethical business practices.
- No credit checks required for guaranteed financing approvals.
- Monthly credit bureau reporting to help rebuild your credit score.
- Family-owned dealership with decades of local community experience.
Associations and certifications
- Better Business Bureau (BBB)
What people say
No credit checks required
Monthly credit reporting
BBB A+ rated service
Short-term loan options
Knowledgeable staff
Services
Bad Credit Car Loans
Our bad credit car loan program provides accessible financing for customers with poor or no credit history. We offer guaranteed approvals without traditional credit checks, focusing on helping clients rebuild their credit through monthly bureau reporting. Short-term (2-year) loans reduce long-term financial risk while improving credit scores faster than industry-standard terms.
Used Vehicle Sales
We maintain a rotating inventory of 50+ used cars, trucks, SUVs, and vans priced for affordability. Every vehicle undergoes rigorous inspection to ensure reliability, with detailed online listings including photos, videos, and pricing transparency. Our selection caters to diverse lifestyles and budgets across the Miami Valley region.
Credit Rebuilding Assistance
Monthly credit bureau reporting helps clients improve their scores through consistent payments. We provide educational resources about loan terms and credit management, with no hidden fees or predatory practices. This service directly supports our mission to restore financial confidence for underserved customers.
Online Payment Portal
Our secure online payment system allows customers to manage accounts and make payments 24/7. This feature accommodates busy schedules while maintaining transaction security. The portal integrates with our financing programs to track payment history that contributes to credit score improvements.
BBB A+ Rated Service
Our BBB A+ rating reflects our commitment to ethical business practices, customer transparency, and dispute resolution. We adhere to strict quality standards while avoiding high-pressure sales tactics. This accreditation validates our reputation as a trustworthy choice in the buy here pay here industry.
Questions
Do you offer financing for customers with bad credit?
Yes, we guarantee auto loan approvals with no credit checks for residents within 60 miles of our Piqua dealership.
What types of vehicles are available?
Our inventory includes 50+ used cars, trucks, SUVs, and vans with prices starting at $99 down.
How does your credit rebuilding program work?
We report payments monthly to TransUnion to help improve your credit score over our 2-year loan term.
Are your vehicles inspected?
Yes, all vehicles undergo rigorous service inspections before being listed for sale.
Can I trade in my current vehicle?
Yes, we accept trade-ins for all customers and offer competitive valuations.
Is online payment available?
Yes, our secure portal allows 24/7 payment management and transaction tracking.
Reviews (3)
Deaf Soda
Aug 06, 2019
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Very good service they will work with your financial when need car or van the the staff there are very helpful and friendly.
Jason Shivers
Jul 07, 2016
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Jake and the guys there were very friendly. We got a 2004 Pontiac grand Prix the car has had a couple of issues but the guys have been very quick to get them fixed. If you need a good used car give them a visit
Jason K.
Jul 29, 2015
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I had a great experience. Jake, my sales person, was friendly and helpful. He wasn't overbearing like most car salesmen. The staff in the office was also very friendly and helpful. I emailed their office about a truck I liked. From the time I emailed and closed the deal was about 2 days. The process was fast and simple. I would recommend Jake to anyone who is looking to buy a QUALITY used car who might have some credit problems. Thank you for a great experience!!
