Business Details
26 Years
experience
Your Trusted Partner for Comprehensive Financial Planning in Auburn, CA
Integrated Financial Concepts is a client-centric financial advisory firm dedicated to providing holistic financial services with a focus on excellence, ethics, and transparency. Our team of experienced professionals works closely with family-owned businesses, individuals, and families to create customized financial strategies tailored to their unique goals. We prioritize long-term relationships over short-term sales, ensuring our clients receive personalized attention and actionable solutions. Our three-step process begins with understanding your financial landscape, followed by strategic planning and implementation of tax-efficient, fee-minimized plans.As fiduciaries, we always act in our clients' best interests, offering services including financial planning, portfolio management, succession planning, and tax-deferred retirement strategies. With decades of combined experience, our advisors bring deep expertise in navigating complex financial challenges while maintaining a commitment to community engagement and client education. We leverage advanced technology and internal processes to deliver efficient, responsive service, ensuring clients receive timely support and clear communication throughout their financial journey.
Services
Financial Planning
Portfolio Management
Succession Planning
Tax Deferred Retirement Plans
Family Legacy Planning
Details
- Year established: 2000
Highlights and features
- We operate as fiduciaries, always prioritizing client interests above all else.
- Our three-step personalized process ensures tailored financial strategies for every client.
- Specialized expertise in tax-deferred retirement plans for high-income business owners.
- Decades of combined experience in holistic financial planning and wealth management.
- Commitment to community involvement and client education through transparent communication.
What people say
Forward thinking firm
Highly recommend
Low pressure
Community involvement
Services
Financial Planning
Our comprehensive financial planning service creates personalized roadmaps for individuals and businesses. Using a three-step process, we analyze your current financial status, develop customized strategies, and implement solutions focused on tax efficiency and fee minimization. As fiduciaries, we ensure every recommendation aligns with your long-term goals while maintaining transparency throughout the planning process.
Portfolio Management
We provide fiduciary-driven portfolio management with options for passive or active investment strategies. Our services include ongoing analysis of existing portfolios, implementation of diversified investment approaches, and regular performance reviews. Clients choose between flat-fee, hourly, or assets-under-management compensation structures based on their specific needs and comfort levels with different service models.
Succession Planning
Our succession planning focuses on ensuring smooth business transitions through cash flow analysis and triggering event strategies. We help establish funding mechanisms for buy-sell agreements and develop continuity plans that protect business value during ownership transfers while minimizing tax implications for closely held enterprises.
Tax Deferred Retirement Plans
We design sophisticated tax-deferred retirement plans allowing business owners to shelter over $350,000 annually. Our services include plan installation, administration, and management using stacked retirement structures that go beyond traditional 401(k) limitations to maximize tax advantages for high-income professionals.
Family Legacy Planning
This service focuses on preserving family wealth through estate liquidity solutions and intergenerational asset transfers. We develop strategies for planned charitable giving and create comprehensive legacy frameworks that ensure your financial intentions are executed according to your specifications during unexpected events.
People
Peter G. Konrad
President/Cash Flow Coach
With over 40 years in financial services since 1982, Peter founded IFC in 2000 after serving as Regional Vice President at major insurance companies. He specializes in cash flow coaching and brings extensive industry experience to client relationships.
Garrett S. Konrad
COO/Creative Wealth Strategist
Joining IFC in 2009 and becoming partner in 2014, Garrett focuses on innovative wealth strategies. He combines global perspective from traveling to 20 countries with technical expertise in financial planning and investment management.
Natalie Litchfield
Wealth Advisor
A financial advisor since 2011, Natalie joined IFC in 2017 specializing in financial planning and investment management. She combines technical expertise with a client-focused approach to help families achieve their financial goals.
Deanie Repec
Accounts Manager
With over 20 years at IFC and 30 years working with Peter Konrad, Deanie manages financial accounts with precision. Her expertise ensures accurate and efficient handling of client financial operations and administrative matters.
Sir Ichabod Frederick Cornelius
Mascot
Our official mascot since 2016, Sir IFC brings a unique character to our office environment. While primarily decorative, he maintains a vigilant presence near our office entrance and represents our commitment to distinctive service.
Questions
What financial services do you specialize in?
We specialize in financial planning, portfolio management, succession planning, tax-deferred retirement plans, and family legacy planning for individuals and businesses.
Are you legally required to act in my best interest?
Yes, as fiduciaries, we are legally obligated to prioritize your financial interests in all recommendations and services provided.
How does your three-step financial planning process work?
Our process includes an initial consultation to understand your goals, customized strategy development, and implementation of tailored financial solutions with ongoing support.
Do you work with clients outside California?
Yes, while based in Auburn, California, we serve clients nationwide through virtual meetings and technology-driven engagement.
What fees are associated with your services?
We offer flexible fee structures including flat fees, hourly rates, or assets-under-management fees depending on your service scope preferences.
