Medicare Supplement Insurance (Medigap) can help with some costs that Original Medicare doesn't cover. Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans also offer prescription drug coverage.
A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death. Get a quote online or call us to speak with one of our licensed insurance representatives!
A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death. Get a quote online or call us to speak with one of our licensed insurance representatives!
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About Us
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Silva Management Insurance Services~" A team of professionals improving everyday life." SMIS is a General Insurance Agency where the founders have over 27 years of experience in the Health Care Industry. Specifically created to give people a choice when it comes to Health Insurance, we believe there is no ONE plan that fits ALL.
Health Insurance
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Whether your employer gives you a choice of plans or you need to purchase your own coverage, it is crucial that you understand your health insurance choices and pick the insurance that is best for you and your family. What deductibles will I have to pay out-of-pocket before insurance starts to reimburse me?.
Dental Insurance
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Dental insurance premiums can be more expensive than simply paying out of your own pocket for routine checkups and cleanings. So if you're one of the millions of Americans with no dental coverage, is a policy for your pearly whites worth the cost? The answer may depend on whether you expect to face bills for aching teeth.
Vision Insurance
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We all know that health insurance is something you shouldn't live without - but what about vision care insurance? Your ability to see is surely almost as important as your health. Vision care insurance can be purchased as a group benefit through your employer or as an individual policy. Here's how vision care insurance works.
Disability Insurance
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Short-Term Disability policies (STD) have a waiting period of 0 to 14 days with a maximum benefit. Long-Term Disability policies (LTD) have a waiting period of several weeks to several months with a maximum benefit period ranging from a few years to the rest of your life. Disability policies have two different protection features that are important to understand.
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