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Comprehensive Insurance Coverage for You
ERIE Insurance has been dedicated to providing comprehensive insurance solutions tailored to meet the diverse needs of our customers. With a strong focus on personalized service, we offer a wide range of coverage options including auto, home, life, and business insurance, designed to protect individuals and businesses from unforeseen risks. Our commitment to customer satisfaction is reflected in our 90% customer retention rate and our A.M. Best rating, which underscores our financial strength and reliability. Through our extensive network of over 13,000 independent agents, we deliver localized expertise while maintaining national standards of excellence.

We prioritize innovation, as evidenced by our user-friendly mobile app that allows clients to manage policies, make payments, and track claims effortlessly. Our bundled policies offer savings of up to 25%, and our ERIExpress Life program streamlines the process of obtaining life insurance. For over a decade, we have remained steadfast in our mission to provide peace of mind through dependable coverage and exceptional service.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Renters Insurance RV Insurance Boat Insurance Mobile Home Insurance Term Life Insurance Whole Life Insurance
Details
  • Year established: 2010
Highlights and features
  • We offer customizable insurance policies tailored to individual needs
  • Our 90% customer retention rate reflects exceptional service quality
  • A.M. Best rating demonstrates financial strength and reliability
  • Bundled policies save customers up to 25% on premiums
  • 24/7 mobile app access for policy management and claims tracking
Associations and certifications
  • A.M. Best
Services
Auto Insurance
ERIE Insurance provides comprehensive auto insurance policies protecting against accidents, theft, and natural disasters. Our customizable plans include liability, collision, and comprehensive coverage options. With potential discounts for safe drivers and multi-policy bundling, we help drivers protect their vehicles while managing costs effectively.
Home Insurance
Our homeowners insurance offers coverage for dwelling damage, personal belongings, and liability protection. Policies can be customized with additional riders for high-value items or specific risks. From standard coverage to specialized protection for mobile homes and condominiums, we provide solutions to safeguard residential properties across various risk profiles.
Life Insurance
ERIE offers term and whole life insurance products to protect loved ones from financial hardship. Term policies provide affordable coverage for specific periods, while whole life offers permanent protection with cash value accumulation. Our ERIExpress Life program simplifies the purchasing process, making it easier to obtain coverage that adapts to changing life circumstances.
Business Insurance
We provide tailored business insurance solutions including property protection, workers' compensation, and liability coverage. Our industry-specific packages address unique risks across retail, manufacturing, and other sectors. Risk control services help businesses implement safety measures that may qualify for premium discounts and improve workplace safety.
Renters Insurance
ERIE's renters insurance covers personal belongings against common perils like fire, theft, and water damage. Policies include liability protection for accidents occurring in rental units and additional living expenses coverage during displacement. This affordable protection helps renters safeguard their possessions without requiring property ownership.
Questions
How do I file an insurance claim with ERIE?
Start a claim through our website, mobile app, or by contacting your local agent for assistance.
What discounts are available for policyholders?
Bundling multiple policies can save up to 25% on premiums with eligibility-based discounts available.
Can I manage my policy online?
Yes, our mobile app allows policy management, payments, and claim status tracking 24/7.
What types of life insurance do you offer?
We provide term life, whole life, and simplified ERIExpress Life insurance options.
Do you offer business insurance coverage?
Yes, we provide commercial property, liability, and workers' compensation insurance tailored by industry.
How can I find a local ERIE agent?
Use our online agent locator tool to find a qualified independent agent in your area.
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Reviews (5)
Keri P.
Dec 27, 2021 Report
I am in search of a new insurance as my experience with Erie has been absolutely horrible. A week ago I hit a deer with my car and immediately contacted Erie. The I tail person was very helpful but apparently now I have found out told me false information. They told me I could only take my car to 1 auto body shop in our town the next being 20 minutes away. Later I was told "oh I don't know why they told you that you could go anywhere". So then came time for the rental car. The rental car company told me they couldn't get me in a rental car for 2 days. I called Erie 10 times
Norma M.
Sep 26, 2021 Report
On 8/17/21 an Erie insured driver pulled out of a handicapped parking space in the post office parking lot and backed into my front bumper. I was standing still at the time and proceeded to lean on my horn loud and long when I saw he was not going to stop. A deputy office in the post office heard the horn and came out to investigate. He wrote an accident report. I had to call Erie because their client never reported the accident to them. Erie sent out an adjuster to estimate the damage and then sent me a letter refusing to pay the claim. Their client told them he didn't hit my car.
Lou Z.
Sep 10, 2021 Report
Business Insurance: We had a inspection and no issues and no claims. But Erie Underwriter Shannon McKay decided that they want our insurance business, but also wants to exclude what we do as a service. So, what are they insuring, nothing. So, Shannon doesn't understand our product which is ok, but take the time and learn. Her non experience in underwriting has cost a loss of business for them, but with 5 calls today warning other shops who need to renew , Cincinnati picked up more customers. I just don't understand, if an underwriter is not experienced with a certain trades or fields
Bob G.
Aug 20, 2021 Report
I would like to give Erie a 5 star review - the local agent is great the policy coverage and rates are good but their website is poor. Since I prefer to do as much service as possible on-line their website is really important. The biggest problem is that the website is not available in the early morning and slow at other times.
Megan H.
Aug 14, 2021 Report
I was backed into in July by a guy who was parked behind parking spots. I started backing out before he was even in his truck and had video proof. Erie is claiming I'm still partially at fault because I backed into his path. Actually they gave a different reason each time I proved them wrong. I also honked at him but because of the situation had no safe option to prevent getting hit. The agent they placed on my case was awful to get ahold of. Multiple messages not answered and responses days later. I did not get calls back until making complaints to Erie's Facebook page or calling the