Business Details
48 Years
experience
Your Trusted Partner for Retirement Plan Solutions
The Retirement Plan Blog has been a trusted leader in retirement plan consulting, actuarial services, and administration since its founding in 1978. Our firm specializes in designing, administering, and terminating qualified retirement plans, including defined benefit pension plans, cash balance plans, and 401(k) plans. We provide tailored solutions to U.S. employers and multinational corporations, ensuring compliance with IRS, Department of Labor, and Pension Benefit Guaranty Corporation regulations. Our team of seasoned professionals offers direct client engagement, individualized program development, and expert guidance on fiduciary responsibilities. We assist clients in navigating complex retirement plan challenges during corporate transactions, mergers, and acquisitions.Our commitment to continuing education ensures clients receive informed, up-to-date advice on retirement strategies. With decades of experience, we prioritize transparency, client confidence, and long-term plan success. Our services extend to retiree medical plans and employee stock ownership programs, addressing diverse employer needs. We emphasize skillful implementation and ongoing evaluation to align plans with evolving business objectives. Our reputation for excellence is built on a legacy of solving intricate retirement plan issues globally, including projects with the U.S. Agency for International Development. Clients benefit from our deep expertise in tax-qualified plans and regulatory compliance.
Services
Retirement Plan Design
Actuarial Services
Plan Administration
Fiduciary Consulting
Corporate Transaction Advising
IRS/DOL Representation
Retiree Medical Plans
Employee Stock Ownership
401(k) Management
Cash Balance Plans
Details
- Year established: 1978
Highlights and features
- We offer 45+ years of specialized retirement plan expertise since 1978
- Direct access to experienced professionals for personalized solutions
- Proven track record in complex plan design and regulatory compliance
- Comprehensive support for corporate transactions and fiduciary matters
- Commitment to continuing education for CPAs and HR professionals
Services
Retirement Plan Design
We create customized retirement plans tailored to employer needs, including defined benefit, cash balance, and 401(k) structures. Our designs ensure tax qualification and compliance with evolving regulations. Clients benefit from strategic solutions that align with business goals and employee needs.
Actuarial Services
Our actuarial team provides precise calculations for plan funding, liability assessments, and compliance testing. We help employers understand financial obligations and optimize plan performance through data-driven projections and risk assessments.
Fiduciary Consulting
We advise on fiduciary responsibilities and regulatory compliance for retirement plans. Our consulting services cover ERISA requirements, prohibited transactions, and best practices to mitigate legal and financial risks.
Corporate Transaction Advising
We provide specialized retirement plan guidance during mergers, acquisitions, and corporate restructurings. Our expertise ensures seamless plan integration while maintaining compliance with IRS and Department of Labor regulations.
Plan Administration
We offer comprehensive administration services for day-to-day plan operations, including document restatements, contribution processing, and regulatory filings. Our support ensures continued compliance with changing tax laws and reporting requirements.
People
Jerry Kalish
President
Jerry Kalish founded The Retirement Plan Blog in 1978 and serves as President. He specializes in qualified retirement plan design, fiduciary compliance, and corporate transaction advisory. With expertise in IRS/DOL representation and international enterprise development projects, he provides continuing education for financial professionals.
Questions
What retirement plan restatement deadlines should employers know about?
Employers must restate pension plans by March 31, 2025, and 401(k) plans require periodic updates for tax law compliance. We help navigate these deadlines to maintain plan qualification.
How does SECURE 2.0 impact retirement plans?
SECURE 2.0 introduces mandatory and optional provisions affecting plan design, participant coverage, and administrative rules. We guide employers through implementation of required changes and optional enhancements.
Can SIMPLE IRA plans be converted to 401(k) plans?
Yes, employers can transition from SIMPLE IRAs to 401(k) plans with proper notice by November 2. We assist with mid-year conversions under SECURE 2.0's new provisions.
What fiduciary responsibilities do plan sponsors have?
Plan sponsors must act in participants' best interests, follow plan documents, and ensure compliance with ERISA and IRS regulations. We provide guidance to fulfill these obligations effectively.
How do deferral rates affect retirement savings?
Higher deferral rates significantly impact retirement account growth. We recommend auto-enrollment strategies under SECURE 2.0 to optimize employee savings outcomes.
