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Journey Federal Credit Union-Fowler Branch
Dedicated to serving anyone who lives, attends school, works, or worships in Clinton, Gratiot or Shiawassee County, Michigan. Journey Federal Credit Union was formed as a result of the merger between two local employee credit unions in 1972. We now serve the residents and employees of Clinton, Gratiot and Shiawassee Counties. Relatives of current members (whether related by blood or marriage) may also join Journey Federal Credit Union.
Services
Personal Checking
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This service is designed to allow you to make deposits to your savings /checking accounts by taking photos of checks & sending them to us via our mobile app. To use this service, you must be in good standing with us and must have an e*Teller account & smartphone with our mobile app installed. CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account.
Share Certificates
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Certificates provide higher yields on your funds deposited with terms ranging from 6 months up to 60 months. Early withdrawal penalties: 90 days interest forfeited on 12 months and under; 180 days interest forfeited on 18 and 24 months. 365 days interest forfeited for 36, 48 and 60 months. See disclosure on specific details on individual accounts.
Credit Cards
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With our Secured VISA credit card, the funds are held in your savings account to secure your charges while strengthening your credit! We are excited to announce instant issue credit cards are here! What does that mean for you? It means if you apply & are approved for a JFCU VISA credit card, you can walk out with your new card the very same day.
Vehicle Loans
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Stop in for a car loan before you visit the car lot. A pre-approved loan will help you purchase a car that fits your lifestyle with payments that fit your pocketbook. And because of our low loan rates on new and used vehicles, you'll get more car for your money. While you're here, our loan officers can steer you in the right direction by providing information to help you drive your deal.
Personal & Quick Cash Loans
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Building good credit is a long (and sometimes complicated) process. After graduating high school, it seems like you're looking to buy your first car, and before you know it, the investment of buying a house is looming. If credit isn't established before applying for auto loans, mortgages, or other financing, it could make approval near impossible.
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