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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Washington, Oregon & Idaho
Since 1952, Vern Fonk has been a trusted provider of auto, home, and business insurance solutions across Washington, Oregon, and Idaho. Our second-generation family business combines decades of local expertise with a commitment to delivering competitive rates for drivers of all backgrounds, including those with high-risk records. We specialize in personalized service, offering tailored policies such as SR-22 filings, commercial liability coverage, and flood insurance.

Our team of licensed agents prioritizes transparency, ensuring clients understand their coverage options while navigating complex insurance needs. With a focus on community and customer satisfaction, we have built long-term relationships with thousands of clients, maintaining a reputation for reliability and affordability in the Pacific Northwest.
Services
Auto Insurance Homeowners Insurance Business Insurance SR-22 Insurance Commercial Auto Insurance Flood Insurance Motorcycle Insurance Renters Insurance General Liability Insurance Umbrella Insurance
Details
  • Year established: 1952
Highlights and features
  • We offer 60+ years of experience serving Washington, Oregon, and Idaho insurance needs.
  • Our team specializes in affordable coverage for high-risk drivers, including DUI and SR-22 filings.
  • We provide competitive rates across auto, home, business, and specialty insurance policies.
  • Our licensed agents deliver personalized service tailored to individual and commercial client needs.
  • We maintain a proven track record of customer satisfaction through transparent policy explanations.
What people say
Stress-free Great rates Responsive Easy process Friendly and helpful
Services
Auto Insurance
Vern Fonk offers comprehensive auto insurance policies tailored to drivers in Washington, Oregon, and Idaho. Our coverage includes liability protection, collision and comprehensive coverage, and specialized options like SR-22 filings for high-risk drivers. With competitive rates and personalized service, we help clients navigate insurance requirements while ensuring financial protection against accidents, theft, or damage.
Homeowners Insurance
Our homeowners insurance provides coverage for residential properties across the Pacific Northwest. Policies protect against risks like fire, theft, and natural disasters, including flood insurance for high-risk areas. We offer customizable options to suit different property types and client needs, ensuring peace of mind through reliable claims support and transparent policy terms.
Business Insurance
Vern Fonk delivers specialized insurance solutions for businesses in Washington, Oregon, and Idaho. Our offerings include general liability, commercial auto, contractors insurance, and umbrella policies to protect against lawsuits, property damage, and operational risks. We work closely with clients to create cost-effective packages that align with industry-specific requirements and regulatory standards.
SR-22 Insurance
We provide SR-22 insurance for drivers with DUI convictions or other high-risk records. This specialized auto coverage meets state requirements for license reinstatement while offering competitive rates. Our agents assist clients in securing compliant policies and navigating the filing process, ensuring minimal disruption to their driving privileges.
Flood Insurance
Flood insurance policies from Vern Fonk protect homes and businesses in flood-prone areas of Washington, Oregon, and Idaho. Coverage includes structural damage and personal property losses from flooding events. We help clients assess risk levels, select appropriate coverage limits, and secure policies through trusted providers to ensure financial resilience against water-related disasters.
People
Maria
Insurance Agent
Maria assists clients in finding affordable auto insurance rates while providing stress-free service. She specializes in personalized policy recommendations for drivers with diverse needs.
Juan
Licensed Agent
Juan helps clients secure competitive SR-22 insurance quotes, breaking down policy details to ensure clear understanding. He focuses on high-risk driver coverage.
Kristina
Insurance Agent
Kristina offers responsive support for policyholders, ensuring timely communication and tailored insurance solutions. Clients praise her dedication to customer care.
Michelle
Insurance Specialist
Michelle provides expert guidance for families securing auto insurance policies. Her process simplifies coverage selection while maintaining competitive pricing.
Toni
Customer Service Rep
Toni delivers efficient insurance service, assisting clients with policy adjustments and payment options. Her friendly approach supports long-term customer relationships.
Questions
What types of insurance does Vern Fonk offer?
We provide auto, home, business, SR-22, flood, motorcycle, renters, commercial auto, general liability, and umbrella insurance policies in Washington, Oregon, and Idaho.
Can I get insurance with a DUI or high-risk record?
Yes, we specialize in affordable coverage for high-risk drivers, including SR-22 filings and policies for DUI convictions or reckless driving charges.
How can I get a free insurance quote?
Request a quote online or call 1-800-455-8276 to speak with a licensed agent who will help you compare rates for auto, home, or business insurance.
Do you offer commercial insurance for small businesses?
Yes, we provide general liability, contractors insurance, commercial auto, and umbrella policies tailored to small business needs in the Pacific Northwest.
What areas do you serve?
We offer insurance services throughout Washington, Oregon, and Idaho, with local expertise in coverage requirements for each state.
How do I file an insurance claim?
Visit our website or contact our customer service team at 1-800-588-0841 to initiate a claim and receive guidance through the process.
Reviews (5)
Cory Williams
Dec 13, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
100% amazing experience. Great service from the agent Leon Smith he made this process so easy and explained everything in great detail and everything went quick and easy. Thnx again Leon Smith and progressive.
Kevin
Dec 09, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
My son turned 18 and needed to have his own policy. Leon helped us. He went slow enough for us to fully understand what he was doing. He gave us options. Friendly guy. I highly recommend giving this company a shot at your business!
Lady Navarro
Dec 07, 2021 Report
I was trying to add a vehicle to our existing policy, and after being put on hold for almost an hour we got transfered to Jesus Reynoso, who helped us in an efficient and friendly way. He happily answered all of our questions. Great employee I wish there were more people like him willing to help customers.
Rachael Simiano
Oct 26, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
I talked with Jesus Ortiz. A very nice gentlemen with great customer service. Helped me get the insurance I was looking for at a price I could afford. Highly recommend.
Cody Cox
Oct 25, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
Mr. Leon Smith did an outstanding job. he helped insure me to my needs and stuck to my intended budget. I totally recommend him. To any and all who need a great insurance agent he will be the one you've been looking for