Business Details
50+ Years
experience
Your Trusted Community Bank Since 1919
Security State Bank of Marine has served the financial needs of our community since May 1919. As a full-service community bank with four branches in Marine on St. Croix, Scandia, Chisago Lakes, and Forest Lake, we provide personalized banking solutions for individuals and businesses. Our comprehensive services include checking and savings accounts, mortgage and loan programs, digital banking tools, and insurance products.We maintain a strong commitment to local communities through long-standing relationships and FDIC-insured deposits. Our recent digital banking platform upgrade enhances customer experience with modern features while maintaining the trusted service our clients expect. With over a century of experience, we continue to help customers achieve financial goals through tailored solutions and expert guidance.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Business Banking
Digital Banking
Mobile Deposit
Bill Pay
Certificate of Deposit
Insurance Services
Details
- Year established: 1919
Highlights and features
- We have served Minnesota communities for over a century with personalized banking solutions
- Our local loan professionals assist with mortgage, business, and personal loan needs
- We offer FDIC-insured deposit accounts with multiple branch locations across Minnesota
- Our digital banking platform provides 24/7 access to account management tools and mobile deposit services
- We maintain long-standing relationships with customers through tailored financial solutions
Associations and certifications
- FDIC
What people say
Personalized service
Community presence
Digital banking improvements
Experienced staff
Local decision-making
Services
Checking Accounts
We offer multiple checking account options including Student Checking, Security Checking, and interest-bearing Now Checking accounts. Our accounts feature no minimum balance requirements for qualifying accounts, debit card fee refunds, and digital banking access. These services help customers manage daily transactions while maintaining financial security through FDIC-insured deposits.
Mortgage Loans
Our mortgage lending services include 15, 20, and 30-year fixed rate options for primary homes, second homes, and investment properties. We offer competitive rates and local closings with personalized assistance from experienced loan professionals. This service helps customers achieve homeownership goals through tailored financing solutions.
Digital Banking
Our 24/7 digital banking platform provides account access, bill payment, mobile check deposit, and transaction alerts. The upgraded system offers enhanced user experience with modern tools and improved security features. This service enables convenient financial management from any location at any time.
Business Banking
We provide business checking accounts, commercial loans, and cash management services for local businesses. Our offerings include earnings credit options, transaction fee structures, and specialized loan programs. This service supports business growth through tailored financial solutions and local decision-making.
Certificate of Deposit
Our CDs offer fixed interest rates for set terms with FDIC insurance up to $250,000. We provide competitive rates for various maturity periods with options for different investment amounts. This service helps customers grow savings through secure, structured deposit products.
People
Adam Wojtowicz
President
Adam Wojtowicz leads Security State Bank of Marine with over 20 years of banking experience, focusing on community development and customer service excellence.
Becky Haywood
Vice President
Becky Haywood serves as Vice President, bringing extensive knowledge in financial services and a commitment to personalized banking solutions for local customers.
Brooke Lacy Orpin
Vice President/Digital Banking Officer
Brooke Lacy Orpin oversees digital banking operations, implementing technology solutions that enhance customer experience and expand online financial service capabilities.
Mackenzie Farrill
Vice President/Digital Banking Officer
Mackenzie Farrill contributes to digital banking strategy, focusing on modernizing financial tools while maintaining the bank's community-oriented approach.
Sara Dardine
Asst Vice President
Sara Dardine provides leadership in customer service operations, ensuring efficient delivery of banking products and maintaining strong client relationships.
Questions
What digital banking services do you offer?
We provide 24/7 online banking with bill payment, mobile check deposit, account alerts, and secure messaging. Our upgraded platform offers enhanced features effective March 2025.
Are my deposits insured?
Yes, all deposits are insured up to $250,000 by the FDIC. Additional protection is available through joint accounts and trusts.
What loan options are available?
We offer mortgage loans, home equity loans, business loans, auto loans, and recreational vehicle financing with competitive rates and local underwriting.
Do you have business banking services?
Yes, we provide business checking accounts, commercial loans, and cash management services tailored to local businesses' specific needs.
What are your branch hours?
Most branches are open Monday-Thursday 9:00 AM-4:00 PM and Friday 9:00 AM-5:00 PM with extended drive-up availability.
