Business Details
Your Trusted Financial Partner in Spooner, WI
Indianhead Credit Union has been dedicated to providing Northern Wisconsin residents with comprehensive financial solutions since our founding. As a member-owned cooperative, we prioritize personalized service and financial education while maintaining competitive rates and robust product offerings. Our team of experienced professionals brings decades of local banking expertise to every transaction, ensuring members receive tailored advice and secure, reliable services.We adhere to strict regulatory standards and maintain federal insurance through NCUA, reinforcing our commitment to long-term stability. By combining modern digital tools with traditional community values, we empower members to achieve their financial goals through savings, lending, and investment opportunities designed for lasting wealth creation.
Services
Savings Accounts
Vehicle Loans
Online Banking
Mortgage Loans
Debit Cards
Tax Preparation
Remote Deposit
Personal Loans
Home Equity Loans
Mobile App
Highlights and features
- We offer 24/7 online and mobile banking access with secure transactions
- Our local loan officers provide personalized financing solutions for vehicles and homes
- We maintain federal insurance through NCUA for member protection
- Our team offers free financial education resources and tax preparation services
- We operate with transparent fee structures and community-focused policies
Associations and certifications
- NCUA
Services
Vehicle Loans
We provide competitive financing options for new and used vehicles including cars, trucks, motorcycles, and recreational vehicles. Our local loan officers work with members to create customized payment plans that accommodate individual budgets while maintaining favorable interest rates. With flexible terms and pre-approval options available, we streamline the vehicle purchasing process for Northern Wisconsin residents.
Online Banking
Our 24/7 Internet Branch platform enables secure account management from any device. Members can view balances, transfer funds, pay bills, and access electronic statements while benefiting from dual authentication security measures. The service includes free mobile app access with additional features like remote check deposit and surcharge-free ATM locators.
Savings Accounts
We offer multiple savings solutions including standard accounts, IRAs, HSAs, and Christmas Club options with competitive annual percentage yields. Our tiered products cater to different financial goals while maintaining liquidity and accessibility. Members receive complimentary tools like savings calculators and personalized guidance to optimize their wealth-building strategies.
Tax Preparation
Certified volunteers provide free tax preparation assistance for qualifying individuals through our IRS-partnered VITA/TCE program. We support both federal and Wisconsin state returns with specialized expertise in senior tax matters and earned income credits. Appointments include electronic filing capabilities and guidance on maximizing eligible tax benefits.
Mobile App
Our free mobile application delivers comprehensive banking functionality through smartphones and tablets. Features include real-time balance checks, loan payments, check deposits, and card management tools. The app maintains the same security standards as desktop access while adding convenient location-based services like finding nearby surcharge-free ATMs.
Questions
What are your branch locations and hours?
We operate offices in Spooner, Grantsburg, and Superior, WI. Physical branch hours vary - please check our website for current schedules. Our digital services remain available 24/7.
How do I report a lost debit card?
Contact SHAZAM at 1-833-288-1126 immediately or call our main office at 1-800-645-9391 during business hours to report lost/stolen cards.
Do you offer business banking services?
Yes, we provide commercial checking accounts, business loans, and payroll services. Contact our accounting department to discuss specific business banking requirements.
Can I access my accounts from mobile devices?
Yes, our free mobile app provides full account access including deposits, transfers, and bill payments through smartphones and tablets.
What loan types do you specialize in?
We offer vehicle loans, mortgages, home equity lines, personal loans, and recreational vehicle financing with competitive rates for qualified applicants.
Are there fees for online banking services?
Our basic online banking features are free for e-statement users. Some services like paper statements ($2/month) and bill payment ($3/month) carry nominal fees.
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