LIMITED TIME OFFER: Let us "BEEP" or MATCH your Auto Loan interest rate, with APRs* no higher than 5.90%. Get a FREE YETI Rambler Mug just for applying! Why not spend with a card that can land you in the sand this holiday season? Don't have a Maine Rewards Visa? Apply online today! Trade the stress of fluctuating energy bills for a consistent, manageable payment over the life of your OTIS Energy Loan.
Never be stuck with a large heating bill that busts your budget this winter. Easily apply online today! No matter where you are on your journey, or where you hope to go, we're here for you with financial solutions for every age and stage in life. Enjoy no monthly service charges, no minimum balance requirements, Shared Branch banking, and much more.
Never be stuck with a large heating bill that busts your budget this winter. Easily apply online today! No matter where you are on your journey, or where you hope to go, we're here for you with financial solutions for every age and stage in life. Enjoy no monthly service charges, no minimum balance requirements, Shared Branch banking, and much more.
Services
About Us
Report
OTIS Federal Credit Union was founded in April of 1954 by eleven mill workers who wanted to make a difference in the lives of local people. Pooling their respective deposits of $5 each, they associated themselves as charter members of OTIS under the provision of the Federal Credit Union Act.
At a time in America when obtaining a loan was difficult for the average family, the founders of OTIS sought to form a cooperative, independent financial institution operated and controlled solely by its local membership.
At a time in America when obtaining a loan was difficult for the average family, the founders of OTIS sought to form a cooperative, independent financial institution operated and controlled solely by its local membership.
Member Services
Report
Individual pages have been set up with detailed information about many of our different products and services under the "Member Services" drop-down menu. Other products and services available to members are listed below. Don't want to wrap your coins? No problem. We have a coin counting machine available in our lobby to both members and non-members, with an applicable service fee of 5% and 10%, respectively.
Join
Report
When you join OTIS Federal Credit Union, you're so much more than just another account number - you're a part-owner. When you open your Savings Account with us, you become not only a member, but a shareholder of the Credit Union. We don't answer to faceless investors-we are accountable only to our members.
Rates
Report
Above Real Estate Rates are subject to change without notice. No finance charge fees apply. The rate is the Wall Street Journal Prime Rate as published on the last business day of the month. The maximum annual percentage rate that may be imposed on a Home Equity Loan is 18.00% APR. No finance charge fees apply, membership eligibility required, and property insurance required.
Community Events
Report
PLEASE NOTE: We are currently experiencing card activation issues with OTIS Talk. For immediate assistance, please call us at (207) 897-0900 and press 0 for our Card Services Department. If you are activating or have recently activated your debit card you received in the mail, please retain your old card until your new card is fully activated.
Reviews
Be the first to review OTIS Federal Credit Union.
Write a Review
