Business Details
18 Years
experience
Your Trusted Life & Health Insurance Partner in Irvine
BRNC Insurance Services is an independent life and health insurance brokerage dedicated to providing tailored coverage solutions for businesses and individuals. Founded in 2008 and based in Southern California, our firm combines advanced underwriting expertise with a client-first approach to address complex insurance needs. We specialize in aligning products with client goals, focusing on succession planning, asset protection, and tax strategies.Our team collaborates with fiduciaries and financial professionals to deliver no-nonsense advice and access to top-tier carriers. With a national reach, we serve clients across industries, prioritizing transparency, accountability, and rigorous quality standards for all policies offered.
Services
Group Benefits
Individual Insurance
Life Settlements
Irrevocable Life Insurance Trusts
1035 Exchange
Medical Insurance
Long-Term Care Insurance
Disability Insurance
Estate Tax Funding
Buy-Sell and Key-Person Insurance
Details
- Year established: 2008
Highlights and features
- We offer strict quality standards for all insurance products.
- Our team provides nationwide service since 2008 with local expertise.
- We specialize in complex life and health insurance planning strategies.
- Our independent broker status ensures access to top-tier carriers.
- We prioritize client needs with transparent, no-pressure consultations.
What people say
Knowledge, professional, prepared
Variety of options
Comfortable process
Prompt proposal
Financial expertise
Services
Life Settlements
A life settlement involves selling an existing life insurance policy for a lump sum. BRNC Insurance Services helps clients evaluate market value, negotiate competitive offers, and secure top-dollar payouts. Our transparent fee structure and competitive buyer networks ensure maximum financial benefit for policyholders seeking immediate liquidity.
Irrevocable Life Insurance Trusts
These trusts reduce estate taxes, protect assets, and control death benefit distribution. BRNC collaborates with legal advisors to structure custom ILITs, ensuring tax-free transfers for beneficiaries. Services include policy funding strategies and compliance management.
Disability Insurance
BRNC provides coverage to replace income during disability. We offer individual and group policies with partial disability benefits and payout periods up to retirement age. Specialized plans cater to high-net-worth individuals and business owners.
Long-Term Care Insurance
Our hybrid and stop-loss LTC policies offer guaranteed premiums, lifetime benefits, and death benefit options. BRNC designs solutions to protect assets from long-term care costs while maintaining flexibility for changing needs.
Group Benefits
BRNC delivers customized health, dental, and ancillary insurance packages for businesses. Services include compliance support, online enrollment platforms, and cost-effective group rate negotiations to enhance employee retention and satisfaction across multi-state operations.
People
Bijan Noori
Founder
Bijan Noori founded BRNC Insurance in 2008 after starting his career at a major carrier. He specializes in life and health insurance for succession planning, asset protection, and tax strategies. With expertise in advanced underwriting, Bijan leads client-focused consultations and holds leadership roles in local professional organizations.
Pejmon Noori
Managing Partner
Pejmon Noori joined BRNC Insurance in 2017, focusing on small business health benefits and individual insurance solutions. With a background in sales and marketing, he emphasizes client education and customized planning. He supports business clients nationwide from the Long Beach office.
Questions
What types of insurance does BRNC Insurance Services offer?
We offer life, health, disability, long-term care, and group benefits insurance, including specialized products like life settlements and irrevocable life insurance trusts.
How does BRNC Insurance ensure quality coverage?
We maintain strict quality standards by vetting all products and partnering with top-tier carriers to align policies with client needs.
Do you serve clients outside of California?
Yes, we work with clients nationwide and in Canada, providing customized insurance solutions for businesses and individuals.
What is your approach to disability insurance?
We offer individual and group disability policies with partial disability coverage, tailored to various income and profession requirements.
How do life settlements work with BRNC Insurance?
We help clients sell life insurance policies for lump sums, negotiating competitive offers with transparent fees and multiple buyer options.
Can BRNC assist with estate planning?
Yes, we specialize in estate tax reduction using life insurance trusts and succession planning strategies tailored to client needs.
