Business Details
Trusted Bankruptcy Solutions in Fort Lauderdale
Van Horn Law Group is a premier legal solutions provider specializing in bankruptcy, debt relief, and consumer law. With over a decade of experience serving individuals and businesses in Florida and Pennsylvania, our board-certified attorneys deliver practical strategies to alleviate financial stress. We operate from five strategically located offices in Fort Lauderdale, Doral, North Miami, Orlando, and Pittsburgh, offering multilingual services in English, Spanish, and Creole. Recognized as the largest bankruptcy firm in Broward County with a 99% discharge rate, we combine decades of legal expertise with personalized client care.Our team has successfully handled 9,800+ bankruptcy matters, including 6,500+ Chapter 7 cases and 280+ Chapter 11 business bankruptcies. As Inc. Magazine's fastest-growing company for two consecutive years, we maintain strict adherence to ethical standards while providing accessible legal solutions through flexible payment options and free initial consultations. Our commitment extends beyond legal practice through pro bono work and community involvement, ensuring clients receive both legal representation and financial education to achieve long-term stability.
Services
Personal Bankruptcy
Business Bankruptcy
Student Loan Solutions
Debt Negotiation
Loan Modification
Highlights and features
- We have a 99% bankruptcy discharge rate through strategic legal representation.
- Our team handles 9,800+ bankruptcy cases with specialized chapter-specific expertise.
- Multilingual attorneys provide personalized service in English, Spanish, and Creole.
- Free initial consultations and zero-down payment options for accessible legal help.
- Recognized as South Florida's top bankruptcy firm by volume and client satisfaction.
Associations and certifications
- Board Certified Bankruptcy Attorney
- Inc. 5000 Fastest Growing Companies
What people say
99% discharge rate
Multilingual services
1000+ 5-star reviews
Board-certified attorneys
Zero-down payment options
Services
Personal Bankruptcy
Personal bankruptcy solutions help eliminate unsecured debts through Chapter 7 or reorganization via Chapter 13 filings. Our attorneys protect your assets while navigating complex financial situations including medical bills, credit card debt, and wage garnishments. We provide strategic guidance to individuals facing insurmountable debt.
Business Bankruptcy
Business bankruptcy services assist corporations and LLCs with debt restructuring under Chapter 11 or asset liquidation through Chapter 7 proceedings. Our focus is protecting business owners' personal assets while resolving commercial debts. We specialize in Subchapter V bankruptcy for small businesses.
Student Loan Solutions
Student loan debt solutions address federal and private loan repayment challenges through negotiation, settlement options, and bankruptcy evaluations. Our attorneys analyze individual circumstances to determine optimal repayment strategies while maintaining compliance with evolving regulations.
Loan Modification
Loan modification services help homeowners renegotiate mortgage terms to prevent foreclosure through reduced interest rates, extended repayment periods, or principal adjustments. We represent clients in negotiating with lenders to achieve sustainable payment plans.
Debt Negotiation
Debt negotiation programs resolve unsecured debts through strategic settlements with creditors. Our team leverages legal expertise to reduce total debt amounts while halting collection actions. We focus on optimal outcomes for clients facing collection lawsuits and wage garnishments.
People
Chad Van Horn
Managing Partner
Board-certified bankruptcy attorney with extensive experience in financial solutions. Combines legal expertise with entrepreneurial leadership to help clients achieve debt relief through strategic bankruptcy filings and debt negotiation strategies.
John Voss
Attorney
Specializes in bankruptcy and debt relief cases. Focuses on providing personalized legal solutions for clients facing financial hardship. Brings practical experience in navigating complex debt situations while maintaining client-centered representation.
Daniel Valdivia
Attorney
Concentrates on bankruptcy and business litigation matters. Leverages legal knowledge to develop effective strategies for individuals and businesses seeking financial relief through appropriate bankruptcy chapters.
Stephanie Roache
Attorney
Provides dedicated legal representation in consumer bankruptcy cases. Advocates for client rights throughout the bankruptcy process while maintaining focus on achieving optimal financial outcomes for individuals in debt crisis.
Karmel Runcie
Attorney
Specializes in Pennsylvania bankruptcy cases with focus on Chapter 7 and Chapter 13 proceedings. Offers localized legal expertise while collaborating with the multi-state team to ensure comprehensive client representation.
Questions
What are the differences between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 liquidates non-exempt assets to pay creditors, while Chapter 13 reorganizes debt into a 3-5 year repayment plan. Our attorneys help determine which option best fits your financial situation.
Can student loans be discharged through bankruptcy?
Student loans may be discharged with court approval through adversary proceedings demonstrating undue hardship. Our specialists evaluate your specific loan conditions to determine viable discharge options.
What documentation is needed for bankruptcy filing?
Required documents include income records, debt statements, credit counseling certificates, and asset inventories. Our team provides detailed checklists and guides clients through the preparation process.
Does your firm offer free consultations?
Yes, we provide complimentary case evaluations with no obligation. This allows our attorneys to assess your financial situation and recommend appropriate debt relief solutions.
How does business bankruptcy protect personal assets?
Business bankruptcy creates legal separation between company debts and owner liabilities. Our specialists implement proper filing strategies to maximize protection of personal assets during corporate financial restructuring.
Do you serve clients outside Florida?
While our primary offices are in Florida, we also serve clients in Pennsylvania through our Pittsburgh location and provide multilingual consultation services nationwide.
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Reviews (4)
Brian Hamlin
Feb 01, 2022
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The Van Horn Law Group was very informative and helpful during the free consultation and throughout the whole process and was there when needed, small down payment and split the remaining costs up into payments which was huge because I basically live paycheck to paycheck and there were no fees for excessive communication like some other firms, thank you!
Diana Colon
Jan 27, 2022
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I just want to say that Nicole and your law firm of Van Horn have been so good to me. I dont think I couldve done it without you guys. I had never filed before and was very nervous but VAN HORN Law group was amazing so far. Especially Nicole , attorney Chad thank you so much for everything you done for me. I was able to get my license reinstated and was treated with respect and honor. I am very grateful. Your patience and loyalty I truly have seen these past couple of months .Thank you
Alyssa Rickard
Jan 03, 2022
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Positive:Professionalism
I retained Chad Van Horn and his staff about one week ago and they immediately began working on my case and making sure I had all the documents submitted. Everyone was kind, compassionate and caring. My case was filed today and I am so excited to get a fresh start. Thank you Van Horn law group !!!
I retained Chad Van Horn and his staff about one week ago and they immediately began working on my case and making sure I had all the documents submitted. Everyone was kind, compassionate and caring. My case was filed today and I am so excited to get a fresh start. Thank you Van Horn law group !!!
Gylmar Cubias
Dec 26, 2021
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Had a great experience everybody within the firm very professional they took the time to answer all my questions they call me couple times during the day as the time for the appointment was getting closer make sure I was ready; they took their time, very patient, there were also great in answering questions and guiding me through this process and I was able to proceed with Total confidence that This was the right law firm
They are Super attentive and again very professional ; and I like to say that professionalism doesnt have to be hard to understand I was able to understand everything it was
They are Super attentive and again very professional ; and I like to say that professionalism doesnt have to be hard to understand I was able to understand everything it was
