If you owned a home in the late 1800s, you lived in mortal fear of fire. Without firetrucks or running water, a stray spark or lightning strike could destroy your home and bankrupt your family. In 1896, the people of Irvington recognized that the devastating risk posed by fire didn't have to be borne alone.
A group of 37 homeowners banded together to form the Northern Neck Mutual Fire Association of Virginia. By pooling their resources, these original members gained the ability to rebuild a home leveled by fire. In the century that followed, membership in the Association expanded statewide, providing coverage for thousands of homes throughout the Commonwealth.
A group of 37 homeowners banded together to form the Northern Neck Mutual Fire Association of Virginia. By pooling their resources, these original members gained the ability to rebuild a home leveled by fire. In the century that followed, membership in the Association expanded statewide, providing coverage for thousands of homes throughout the Commonwealth.
Services
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NEW! Get paperless discount when your policy renews for signing up for paperless delivery (Currently for auto policies only). If you receive an error when making a payment through our Member Center, please do not make a second attempt. We are ready to take your payment by phone at 1-800-552-8660. We love our members and we want to show you off!
Coverages
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From blizzards along the Blue Ridge to hurricanes in Hampton Roads, Virginia is home to its own set of risks for property owners and drivers. Thanks to our deep local roots, we know them all. The result is Virginia Insurance that's specifically designed to protect Virginia properties and vehicles. We know Virginia property and roads.
Homeowners Insurance
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Homeowners insurance is there to protect your future. That's why we have created some of the best home coverages in the Commonwealth of Virginia. Whether you're just getting started, or you've been a homeowner for years, we're your Virginia insurance experts. If your house was built in 1975 or newer, you can qualify for our Superior Homeowners coverage and get our most comprehensive protection and best value.
Car Insurance
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As a Virginia insurance company, we want to bring your auto coverage back home. Virginia-based experts, dependable solutions, local love - that's our commitment to you when we provide you Virginia car insurance. Our company is different because we're locally owned and operated - by Virginians for Virginians.
Renters Insurance
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When you rent, your personal belongings aren't covered by the landlord's insurance. But for a few dollars a day, you can protect yourself against theft, fire and certain damage when you purchase a Virginia renters insurance policy from Northern Neck Insurance. A Virginia renters insurance policy pays to replace or repair lost or damaged items that are in the apartment or home that you rent.
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