Business Details
25 Years
experience
Trusted General Liability & Excess Insurance Solutions
Partners General (PGIA) has been a trusted provider of General Liability and Excess insurance solutions since 2001. As a privately owned Managing General Underwriter acquired by K2 Insurance Services in 2018, we specialize in delivering tailored coverage through a network of select wholesale surplus lines brokers nationwide. Our expertise spans hard-to-place Casualty and Excess business, supported by tenured underwriting teams and 100+ years of combined industry experience.We operate in all 50 states from offices in California, Illinois, Virginia, and Connecticut, maintaining strong relationships with E&S Insurance Companies to ensure reliable market access. Our commitment to superior service includes fast turnaround times, customized risk management strategies, and dedicated support for brokers handling complex liability exposures in construction, hospitality, manufacturing, and premises risks.
Services
General Liability
Excess Liability
Construction Insurance
Premises Risks
Specialty Excess
Details
- Year established: 2001
Highlights and features
- We offer 20+ years of specialized expertise in General Liability and Excess insurance.
- Our team has 100+ years combined experience in hard-to-place Casualty risks.
- We provide one-stop-shop access to multiple true carrier partners.
- Our tenured underwriting staff understands complex liability exposures.
- We guarantee fast turnaround times for broker solutions.
Associations and certifications
- ISO
Services
General Liability
We provide comprehensive General Liability insurance solutions for commercial risks including construction projects, premises exposures, and manufacturing operations. Our coverage protects businesses from third-party claims involving bodily injury, property damage, and personal injury. With specialized forms for contractors, custom homebuilders, and specialty tradesmen, we offer flexible limits per location or project while maintaining strict underwriting standards.
Excess Liability
Our Excess Liability solutions provide additional coverage beyond primary insurance limits, available in supported and unsupported formats up to $15 million capacity. We specialize in project-specific excess coverage for contractors and commercial entities requiring protection against catastrophic losses, with attachment points up to $50 million through select carrier partnerships.
Construction Insurance
We offer specialized insurance programs for construction risks including project-specific policies for general contractors and project owners. Our coverage addresses unique exposures in new construction, repair/remodeling, and subcontractor operations while providing expertise in New York Labor Law exposures and construction defect states through experienced underwriting teams.
Premises Risks
Our Premises Risks coverage protects commercial property owners and operators including vacant buildings, shopping centers, office parks, and hospitality venues. We provide tailored solutions for lessors' risks, habitational properties, and hospitality businesses like restaurants and boutique hotels, addressing liability exposures associated with visitor safety and property maintenance.
Specialty Excess
We deliver specialized excess liability solutions for unique risks through our dedicated Specialty Excess Unit. Our team provides expertise in complex liability scenarios requiring non-standard underwriting approaches, including targeted medical coverage extensions, hired/non-owned auto coverage, and customized risk management strategies for challenging exposures.
People
Thomas Farrell
President
President with 18 years of wholesale broker relationships, leading PGIA's Northeast Branch since 2019 and driving growth as President since 2021 after prior roles at Hudson and Admiral Insurance Companies.
Julie Rappoldt
Chief Underwriting Officer
Chief Underwriting Officer with 20+ years at PGIA, overseeing national underwriting operations since 2022 and managing carrier relationships while training successful underwriters across multiple offices.
Lauren Fazio-Lomangino
Chief Claims Officer
Chief Claims Officer with 20+ years in commercial lines claims handling, specializing in excess casualty and transportation claims, joining PGIA in 2023 after eight years at Sompo International Insurance.
Morgan Chima
Regional Vice President, Simi Valley
Regional Vice President managing West Coast operations since 2022, progressing from Junior Underwriter to leadership role while specializing in casualty lines underwriting since joining PGIA in 2014.
John Goodloe
Executive Vice President
Executive Vice President building the Large Accounts unit with 30 years of E&S experience, previously leading casualty lines at Sompo International and founding Ategrity Specialty Insurance Company.
Questions
What types of insurance does Partners General Insurance Agency specialize in?
We specialize in General Liability and Excess Liability insurance solutions for hard-to-place Casualty risks across construction, hospitality, manufacturing, and premises risks.
How can brokers partner with PGIA?
Brokers can partner with us by completing our broker questionnaire to begin the vetting process for access to A-rated carrier markets through our wholesale relationships.
What coverage limits does PGIA offer?
We offer Primary General Liability coverage with limits up to 2/4/4 and Excess Liability capacity up to $50 million attachment points with select carriers.
In which states does PGIA operate?
We provide insurance solutions nationwide through E&S Insurance Companies in all 50 states from our offices in California, Illinois, Virginia, and Connecticut.
What makes PGIA different from other insurance providers?
Our combination of 20+ years' experience, 100+ years of combined expertise, tenured underwriting staff, and fast turnaround times creates unique value for brokers.
