Valley Mortgage
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Valley Mortgage
If you are reading this, you've likely done an internet search or entered our website address. You probably are curious about a home mortgage or refinance program. Unlike the giant out-of-state mortgage websites or big banks, Valley Mortgage is local. Our home office is located in Fargo, North Dakota.

We've been here for more than 38+ years. You can sit across the table from us. This personal connection is why we've been successfully providing area individuals and family home buyers, those building new homes, families wanting to finance a vacation home or lake property and folks wishing to refinance their current mortgage with information, personal service, low rates and many loan choices for nearly four decades.
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About Us
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We began serving area folks with their home mortgages, new home construction loans, mortgage refinancing and vacation home financing in 1983. Our first office was in Fargo, North Dakota. Today, our headquarters is still in Fargo. We are local. Locally owned and operated, Valley Mortgage is the largest mortgage lender in North Dakota and northern Minnesota, not a broker who sends your information to someone at a desk somewhere across the country.
Our Team
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Our team is committed to providing you with the highest quality mortgage loan, new construction loan and home loan refinance programs with very competitive interest rates. We've been serving the Valley since 1983. Our experienced, friendly mortgage professionals will work with you to ensure that you get a financial solution that is tailored specifically to meet your home financing needs.
Loan Info
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As a Valley Mortgage customer, you will be treated as an individual and not just another number. Unlike the "BIG Banks" or giant online companies, we are independent and that's a huge advantage for you. We provide you with the benefit of access to a large variety of loan programs. Every person is unique and finding the best financing program for you is our highest priority.
Get Pre-Approved
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Shopping for your next home? Let Valley Mortgage provide you with a Pre-approval document. This way you can make offers on homes based on how large a mortgage you will be able to qualify for based on your financially situation. There is a significant difference between a Pre-qualification letter and a Pre-approval letter.
Faq
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We know that there are many questions regarding home mortgages, construction loans and home loan refinancing. Below are some commonly asked questions regarding home financing. If you have additional questions, please call Valley Mortgage, Inc. at 701-461-8450 today so we can help you understand your options.
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