Business Details
Your Trusted Title & Escrow Partner in Hart, MI
Oceana Land Title Agency treats REALTORS, Lenders, Buyers, and Sellers as partners, building strong relationships based on trust and stress-free results. Our team prioritizes transparency and customer peace of mind throughout the real estate transaction process. With over 25 offices across Michigan, we combine local community service with statewide resources to deliver reliable title insurance and escrow solutions. We specialize in minimizing transaction risks while maintaining a focus on customer education and empowerment. Our independently owned business operates with a commitment to honesty, trustworthiness, and protecting clients' best interests.The agency's experienced staff ensures a smooth closing process through meticulous title searches, policy issuance, and document preparation. We adhere to federal RESPA regulations that guarantee customers' right to choose their title company. Our services include title insurance with expanded policy options, escrow management, and comprehensive closing support. We maintain affiliations with multiple underwriters to provide diverse coverage options while avoiding conflicts of interest. Our work process emphasizes informed clients through every stage, from order setup to post-closing documentation.
Services
Title Insurance
Escrow Services
Policy Options
Right to Choose
Title Search
Document Preparation
Closing Services
Property Transfer
Highlights and features
- We offer 25+ Michigan locations with local expertise and statewide resources
- Our independent ownership avoids conflicts of interest in title selection
- We guarantee compliance with federal RESPA regulations for consumer choice
- Our experienced staff handles title searches and policy issuance with precision
- We provide expanded title insurance policies with 10% premium coverage increase
Services
Title Insurance
Title insurance protects property ownership rights by identifying and resolving historical claims or defects. Our policies cover forgery, undiscovered liens, boundary disputes, and other title issues that could affect ownership. We provide both owner's and lender's policies to ensure comprehensive protection during real estate transactions.
Escrow Services
Our escrow services securely hold funds and documents until all transaction conditions are met. We act as neutral third-party administrators to minimize risks for buyers, sellers, and lenders. This includes document preparation, fund disbursement, and final title transfer coordination.
Right to Choose
We educate clients about their federal right to select their preferred title company under RESPA regulations. Our team explains different title agency models including independent operations, direct underwriters, and affiliated business relationships to help clients make informed decisions.
Title Search
Our comprehensive title searches examine public records to confirm property ownership and identify potential issues. This includes checking for liens, easements, encumbrances, and other claims that could affect marketability. We resolve defects before closing to ensure clear title transfer.
Closing Services
We coordinate all aspects of real estate closings including document preparation, identity verification, and fund distribution. Our experienced closing agents explain transaction details to all parties and ensure proper recording of documents with local government offices.
People
Brooke Stapel
Office Manager / Closer
Brooke manages daily operations and closing processes with 8+ years of title industry experience. She ensures smooth transaction coordination between clients, realtors, and lenders.
Tanya Walter
Closer
Tanya specializes in closing coordination with expertise in document preparation and client communication. She brings 7 years of Michigan real estate transaction experience to our team.
Kayla Walton
Customer Service Specialist
Kayla provides client support throughout the transaction process, answering title insurance questions and coordinating document exchanges. She has served Michigan homebuyers since 2018.
Shelly Peel
Closer
Shelly handles closing logistics with focus on accuracy and compliance. Her 10+ years in title services ensure efficient transaction completion for all parties involved.
Deanna Pelton
Title Examiner
Deanna conducts detailed title searches and prepares examination reports. With 12 years of experience, she identifies and resolves complex title issues before closing.
Questions
What is title insurance and why do I need it?
Title insurance protects property ownership rights by covering claims from historical issues like liens or forged documents. Lenders require it, and owners should obtain separate policies for full protection.
Can I choose my own title company?
Yes, federal law (RESPA) guarantees your right to select any title company regardless of realtor or lender recommendations. We explain different agency models to help you decide.
What services do you offer besides title insurance?
We provide escrow services, title searches, document preparation, closing coordination, and post-closing support. Our team handles all aspects of property transfer transactions.
How do your Michigan locations benefit customers?
Our 25+ offices combine local market knowledge with statewide resources. This ensures personalized service while maintaining access to comprehensive title research capabilities and underwriting options.
What happens during the closing process?
We prepare and review all transaction documents, verify identities, collect funds, and distribute payments. Our agents explain each document before finalizing the transfer and recording with local authorities.
Reviews (1)
Scott Ledyard
Jul 12, 2021
Report
I needed to conduct a title transfer from many hours drive away from Hart, Michigan. Brook did an excellent job communicating and securely completing the transaction. The staff is very friendly and easy to reach by phone or email.
