Business Details
34 Years
experience
Your Trusted Insurance Partner in Utica, NY
Since 1992, Scalzo Zogby & Wittig has served as a trusted independent insurance agency dedicated to protecting families and businesses in the Utica area. Our locally operated team specializes in delivering personalized insurance solutions through comprehensive coverage options for auto, home, life, health, and commercial needs. With decades of experience navigating Central New York's unique risk landscapes, we leverage relationships with top-tier carriers to secure competitive rates while maintaining a client-centric approach.Our independent agent model allows unbiased comparisons across providers, ensuring clients receive tailored protection that aligns with their specific requirements. We prioritize long-term relationships built on transparency, expertise, and exceptional service, consistently demonstrating our commitment to community-focused insurance solutions.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Health Insurance
Renters Insurance
Commercial Insurance
Boat Insurance
Umbrella Insurance
Surety Bonds
Details
- Year established: 1992
Highlights and features
- We offer independent agent comparisons across top-tier insurance carriers
- Our team provides personalized coverage tailored to Central New York needs
- We deliver free, no-obligation insurance quotes with transparent pricing
- We maintain long-term relationships through exceptional client service
- We save clients time by handling insurance shopping and comparisons
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting vehicles and drivers across Central New York. Our policies cover liability, collision, and comprehensive damages while offering competitive rates through multiple carrier comparisons. With personalized service since 1992, we help clients navigate coverage options that protect their investments while meeting state requirements.
Home Insurance
Our home insurance policies safeguard residential properties against common risks including fire, theft, and natural disasters. We offer customizable coverage for homeowners, renters, and landlords throughout Utica and surrounding areas. As local experts since 1992, we ensure appropriate protection levels while maintaining cost-effectiveness through strategic carrier partnerships.
Business Insurance
We deliver tailored business insurance solutions protecting Central New York companies from operational risks. Our commercial policies cover property damage, liability claims, workers' compensation, and specialized industry needs. With deep expertise in commercial lines, we help businesses secure comprehensive protection that safeguards assets and ensures continuity during unexpected events.
Life Insurance
Our life insurance offerings provide financial protection for families and dependents through term and permanent policy options. We work closely with clients to determine appropriate coverage amounts that ensure long-term security while remaining affordable. As independent agents, we compare multiple providers to find policies matching individual financial planning goals.
Umbrella Insurance
We offer umbrella insurance policies providing additional liability coverage beyond standard policy limits. These plans protect against catastrophic losses that could threaten personal or business assets. Our experts help clients assess risk exposure and implement supplemental coverage that provides comprehensive financial security for high-value exposures.
People
Stephen R. Zogby
President
With extensive experience in commercial insurance, Stephen specializes in risk management solutions for Central New York businesses. He focuses on understanding unique operational needs to develop tailored protection strategies that safeguard company assets while maintaining cost-effectiveness through strategic carrier negotiations.
Questions
What insurance products do you offer?
We provide auto, home, life, health, business, renters, commercial, boat, umbrella insurance, and surety bonds for clients in Central New York.
Are you a local insurance agency?
Yes, we're independently owned and operated in Utica, serving Central New York communities since 1992 with personalized insurance solutions.
How do you help clients save money?
As independent agents, we compare rates across multiple carriers to find competitive pricing while ensuring appropriate coverage levels for each client's needs.
Can I get an insurance quote online?
Yes, we offer free online quote requests or you can call us directly at 315-792-0000 for immediate assistance with coverage options.
What areas do you serve?
We primarily serve Utica, Rome, and surrounding Central New York communities with both personal and commercial insurance solutions.
How do claims work with your agency?
Contact us directly to report claims, and we'll coordinate with your insurance carrier to facilitate timely processing and resolution of your claim.
Reviews (2)
Birdscaping Industries Inc
Sep 27, 2021
Report
Positive:Professionalism
There the best insurance company in Westchester County. The agents are smart and reliable and will try to get you the best deal.
There the best insurance company in Westchester County. The agents are smart and reliable and will try to get you the best deal.
Dawn Kaminski
Jul 01, 2020
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Very bad that they were trying to say oh the ins you carried before is no longer offering ins like you wanted
