Business Details
50+ Years
experience
Your Trusted Local Bank in Lumber City, GA
Bank of Lumber City has been a trusted financial institution since 1945, serving communities in Lumber City and McRae, Georgia. Our roots trace back to the late 1800s, with the current incarnation established to support local pioneers in steamboat, railroad, and lumber industries. We pride ourselves on treating customers like neighbors, offering personalized service through two convenient locations. Our comprehensive financial products include checking, savings, loans, and commercial banking solutions tailored to meet diverse community needs.With decades of experience, we remain committed to fostering local economic growth and financial well-being. Our team of professionals brings deep expertise in banking operations, ensuring reliable and ethical financial services. As a community-focused institution, we prioritize transparency, accessibility, and long-term relationships over transactional interactions. Our history of adapting to modern banking needs while maintaining hometown values solidifies our position as a trusted financial partner.
Services
Personal Banking
Commercial Banking
Loan Products
Online Banking
Checking Accounts
Savings Accounts
Certificates of Deposit
Business Checking
Mortgage Services
Auto Financing
Details
- Year established: 1945
Highlights and features
- We offer over 75 years of localized banking expertise in Telfair County.
- Our team provides personalized financial solutions tailored to individual and business needs.
- We maintain a strong commitment to community development and economic growth.
- Our competitive loan programs and low-cost accounts prioritize customer affordability.
- Two convenient locations ensure accessible banking for residents and businesses.
Services
Personal Loans
Bank of Lumber City offers flexible personal loan options for various financial needs. Our installment, single-pay, and balloon loans provide competitive rates with customizable terms. Customers benefit from direct consultation with experienced loan officers to determine optimal financing solutions for major purchases, debt consolidation, or emergency expenses.
Business Checking
Designed for local businesses, our low-cost checking accounts support operational efficiency. Features include no monthly fees for qualifying balances and access to tailored loan programs. This service helps small and medium enterprises maintain liquidity while fostering growth through specialized financial tools and dedicated business relationship management.
Certificates of Deposit
Our CD products offer secure savings options with competitive interest rates. Available in multiple term lengths starting at $1,000, these accounts provide higher returns than standard savings accounts. Customers can choose from traditional CDs or Individual Retirement Accounts to meet short-term and long-term financial goals with guaranteed returns.
Online Banking
24/7 digital banking access allows customers to manage accounts securely from any device. Features include bill payment, fund transfers, e-statements, and mobile check deposit. This service enhances convenience while maintaining robust security protocols to protect financial transactions and personal information at all times.
Mortgage Services
We provide comprehensive mortgage solutions for home purchase and refinancing needs. Our lending team offers competitive rates on fixed and adjustable-rate mortgages with personalized guidance throughout the application process. Customers benefit from local decision-making and streamlined approval for primary residences and investment properties.
Questions
What locations does Bank of Lumber City serve?
We operate two full-service branches in Lumber City (21 Main Street) and McRae (288 E. Willow Creek Lane), Georgia.
What types of loan products are available?
We offer personal loans, commercial loans, real estate mortgages, auto financing, construction loans, and lines of credit with flexible terms.
How can I access online banking services?
Visit our website to enroll in online banking, where you can manage accounts, pay bills, and transfer funds securely 24/7.
What business banking solutions do you provide?
Our business services include low-cost checking accounts, commercial money market accounts, and tailored loan programs for local enterprises.
What are your lobby hours of operation?
Lobby hours are Monday-Thursday 9:00 AM - 4:00 PM and Friday 9:00 AM - 5:00 PM at both locations.
