Business Details
34 Years
experience
Trusted Employee Benefits and Insurance Solutions in Charlotte, NC
Since 1992, CGI Benefits has been dedicated to providing tailored employee benefits solutions to businesses navigating the complexities of healthcare costs and coverage. Our team specializes in analyzing existing benefit structures, recommending customized programs, and leveraging decades-long relationships with leading carriers to secure competitive pricing. We offer comprehensive services including group medical, dental, disability, and life insurance, alongside voluntary products designed to enhance employee coverage without employer costs.Our HR tools suite empowers administrators with compliance resources, COBRA management, and Section 125 plan support. With a focus on long-term partnerships, we act as an extension of our clients' benefits departments, ensuring programs evolve to meet future challenges while maintaining transparency and trust. Our founder, Dean Carpenter, brings over 35 years of industry expertise, having established CGI Benefits as a trusted advisor in the Carolinas and beyond.
Services
Group Medical Insurance
Voluntary Benefits
Dental Benefits
Disability Insurance
Life Insurance
Critical Illness Programs
HR Compliance Tools
COBRA Administration
Section 125 Plans
Employee Benefit Statements
Details
- Year established: 1992
Highlights and features
- We offer 30+ years of expertise in group benefits program design.
- Our carrier relationships secure exclusive pricing for client businesses.
- Customized plan analysis ensures future-ready benefits strategies.
- Voluntary products enhance coverage at no employer cost.
- Full-service HR compliance tools simplify benefits administration.
Services
Group Medical Insurance
We design comprehensive group medical plans tailored to business needs. Our experts analyze current coverage, negotiate with top carriers, and implement cost-effective solutions that balance employee needs with employer budgets. With access to networks like MedCost PPO, we ensure broad provider access while maintaining affordability.
Voluntary Benefits
Our voluntary programs help businesses enhance benefits packages without additional costs. These employee-paid plans cover dental, vision, disability, and critical illness, offering pre-tax advantages. They provide financial protection for employees facing medical emergencies while maintaining employer cost predictability through no direct employer contributions.
HR Compliance Tools
We provide HR professionals with resources to streamline benefits management. Our tools include ERISA compliance guidance, COBRA administration services, and Section 125 plan implementation. The HR360 platform offers downloadable forms, policy templates, and compliance checklists to reduce administrative burdens while ensuring regulatory adherence.
Disability Insurance
Our disability coverage solutions protect both employers and employees against income loss from illness or injury. We offer short-term and long-term options with customizable benefit periods and elimination periods. Partnering with carriers like Trustmark, we ensure competitive rates while maintaining comprehensive coverage for workforce stability.
Life Insurance
We facilitate group life insurance programs that provide death benefit protection as part of employee benefits packages. Our solutions include basic and supplemental coverage options with flexible underwriting. Through partnerships with carriers like Aetna and Cigna, we deliver scalable plans that meet diverse workforce needs while maintaining cost efficiency.
People
Dean Carpenter
Licensed Health and Life Insurance Agent
Dean founded CGI Benefits in 1992 after five years with Life of Virginia. He holds a BS in Business Administration from Limestone College and has over 35 years of experience in group benefits. Active in Charlotte's NAIFA chapters, he specializes in creating sustainable benefits strategies for local and national businesses.
Questions
What employee benefits services do you offer?
We provide group medical, dental, disability, and life insurance plans, along with voluntary benefits programs and HR compliance tools to support comprehensive benefits packages.
How do you help businesses reduce costs?
Our carrier relationships and plan analysis process identify savings opportunities through negotiated rates, optimized coverage structures, and voluntary product implementation that shifts costs to employee-paid models.
What are voluntary benefits programs?
Voluntary plans are employee-paid coverages for dental, vision, disability, and critical illness that employers offer without direct cost, providing pre-tax benefits while maintaining workforce protection.
Do you support HR compliance requirements?
Yes, we offer ERISA compliance guidance, COBRA administration services, Section 125 plan implementation, and HR policy resources through our HR360 platform to ensure regulatory adherence.
Which insurance carriers do you work with?
We partner with major carriers including Aetna, Blue Cross Blue Shield of North Carolina, Cigna, UnitedHealthcare, MedCost PPO, and Trustmark Companies to provide diverse coverage options.
How can I get started with your services?
Contact us at 704-342-2452 for a free benefits program analysis. Our team will evaluate your current offerings and recommend customized solutions tailored to your business needs.
