
1 Rate effective as of 09/17/2021. Minimum and maximum loan amounts or credit limits apply. Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit, a 0.5% discount for an automated payment method approved by us. Repay a personal loan in a minimum of 3 months to a maximum of 60 months.
Rates range between 9.49% to a maximum APR rate of 24.99%. No application fee. Payment example: Based on a $10,000 loan with a monthly payment of $197.95 at 6.99% APR with a 60 month term. Other options are available with APR based on loan amount, repayment method, term and other factors. This example is an estimate only and assumes all payments are made on time.
Rates range between 9.49% to a maximum APR rate of 24.99%. No application fee. Payment example: Based on a $10,000 loan with a monthly payment of $197.95 at 6.99% APR with a 60 month term. Other options are available with APR based on loan amount, repayment method, term and other factors. This example is an estimate only and assumes all payments are made on time.
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Our History
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Virginia Credit Union was originally chartered as State Employees' Credit Union Inc. in 1928. It was organized by a group of state employees to "accumulate and invest the savings of members and to make loans to members for provident purposes.". Volunteers operated the credit union from the Comptroller's Office in the Finance Building in Richmond's Capitol Square.
About Us
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That means giving you confidence in your financial decisions. It means providing you with accounts, tools, education and resources to make confident decisions with your hard-earned money. And it means giving you the peace of mind that your future is financially secure. Virginia Credit Union was founded in 1928, originally as State Employees' Credit Union.
Services
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Saved. Once you have the basics in place, consider more services to put you on a path to financial confidence. Bank with speed and convenience, whether you're at your computer or on your smartphone. After you open an account, sign up for online and mobile1 banking to pay bills, make deposits, and much more.
Banking
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Our accounts, financial tools, and convenient services help you grow your money and live more confidently. Our savings services help you to be ready when the future arrives-or to cover an unexpected expense. The more you have in your account and the longer you keep your money in savings, the higher rate your dollars earn.
Checking
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5 While mobile banking is free from VACU, please be aware that your mobile service provider may charge you for data plan usage. Check your plan before you start using the service. When you become a credit union member, you can access these great accounts, low rates, online and mobile banking, member discounts, and more.
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