Coastal Insurance Agency prides itself in putting clients and potential clients best interests first and foremost in any potential transaction including recommending clients not to move insurance if it does not benefit them. We associate ourselves with a wide variety of health insurance companies which allows us to recommend the best policy that fits your needs, including price.
Giving you confidence in selecting Coastal Insurance is our priority and keeping you as a client with excellent customer service is our ongoing focus. With all the changes in the health care insurance market it has become even more critical to use a knowledgeable local agent to help you understand the changes and your options.
Giving you confidence in selecting Coastal Insurance is our priority and keeping you as a client with excellent customer service is our ongoing focus. With all the changes in the health care insurance market it has become even more critical to use a knowledgeable local agent to help you understand the changes and your options.
Services
Long Term Care
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According to the U.S. Department of Health and Human Services (HHS), at least 70 percent of people over age 65 will require some long term care services at some point in their lives due to diseases, disabling chronic conditions, injury, developmental disabilities, and severe mental illness and at least 10% of them will require stays in long-term care facilities for over 5 years.
Travel
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It's a worldwide, all-access pass to an exclusive level of care. Use your mobile device to quickly and conveniently connect to quality care across the globe for anything from emergency needs, to filling a simple prescription, to translating your symptoms, to finding the right doctor at home or abroad.
Annuities
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Do you know how many different types of annuities there are? For clients who want to protect themselves against this risk, immediate annuities, longevity insurance, single premium deferred annuities, and variable annuities with a guaranteed withdrawal benefit or guaranteed income benefit feature should be evaluated and considered.
Dental
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Dental insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services at all levels, preventive, basic and major. We offer a variety of dental plans from just preventative to plans with benefits up to $3500 a year. Many with no wait periods as well.
Life Insurance
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This amount takes into account all final expenses: uncovered medical bills, funeral and estate-settling costs, outstanding debts, mortgage balance and college costs to name a few. This is the number you'll arrive at after calculating the "present value" of cash-flow streams your family will need after your death.
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