Business Details
50+ Years
experience
Your Trusted Credit Union in Eleanor, WV
We are a member-focused financial institution founded in 1972 to serve Putnam County educators and their families. As a democratically controlled cooperative, we prioritize personalized service and competitive financial solutions. Our history began in the home of founding members Raymond Peak, evolving through community partnerships to our current location at Putnam Career and Technical Center. We offer savings accounts, low-cost loans, and specialized services like direct deposit and payroll deduction. Our board of directors, elected by members, ensures decisions align with member needs.With NCUA insurance up to $250,000, we provide security for savings and borrowing. Our team delivers expertise through Judy Barrett (Manager), Lynn Neeley (Assistant Manager), and Millie Echols. We maintain transparent operations with clear withdrawal policies and holiday schedules. Our commitment to accessibility includes physical and digital accommodations for all members. Through decades of service, we remain dedicated to empowering financial success in our community.
Services
Share Accounts
Christmas Club
Auto Loans
Signature Loans
Recreational Vehicle Loans
Details
- Year established: 1972
Highlights and features
- We offer 50+ years of dedicated service to Putnam County educators
- Our accounts are NCUA-insured up to $250,000 for member security
- We provide personalized financial solutions with local decision-making
- Our convenient Eleanor, WV location serves multiple community groups
- We maintain transparent withdrawal policies and clear holiday schedules
Associations and certifications
- NCUA
Services
Share Savings Account
Our Share Savings Account provides secure, competitive-yield savings with $25 minimum to establish membership. Funds access requires 3 business days for withdrawals over $50,000. NCUA insurance covers up to $250,000 in total savings accounts, ensuring member security while supporting loan programs for community financial growth.
Auto Loans
We offer low-cost auto loans for new and used vehicles with affordable payments and personalized service. As a credit union member benefit, our financing options include competitive rates and flexible terms. Our local loan officers process applications quickly, supporting members' transportation needs through direct lending solutions.
Signature Loans
Unsecured signature loans provide flexible funding for various needs without collateral requirements. We offer competitive rates and member-focused terms for qualified applicants. Our streamlined application process ensures quick decisions while maintaining personalized service standards for Putnam County residents.
Recreational Vehicle Loans
Specialized financing for recreational vehicles including motorcycles, boats, and campers. Our loan programs support leisure investments with competitive rates and member benefits. We provide tailored solutions for various RV types, ensuring accessible financing through our credit union's community-focused lending approach.
Christmas Club Account
This specialized savings account helps members prepare for annual expenses through regular contributions and competitive dividends. Designed for predictable holiday spending, the program automatically builds seasonal funds while maintaining liquidity. NCUA-insured balances ensure security for members planning annual budget needs.
People
Judy Barrett
Manager
Judy Barrett leads daily operations with over 20 years of credit union experience. She oversees member services, loan approvals, and financial management while maintaining community partnerships. Her leadership ensures personalized banking solutions for Putnam County residents.
Lynn Neeley
Assistant Manager
Lynn Neeley supports credit union operations with specialized expertise in account management and member relations. She assists with loan processing, financial education, and daily branch operations while maintaining compliance with regulatory standards.
Millie Echols
Team Member
Millie Echols contributes to member service excellence through transaction processing and account maintenance. With extensive local knowledge, she supports financial operations while ensuring accurate record-keeping and member communication.
Questions
Who can join Putnam School Employees Federal Credit Union?
Membership is open to Putnam County Board of Education employees, family members, and select local organizations including City of Winfield and Hurricane employees.
What savings accounts do you offer?
We provide Share Savings Accounts with $25 minimum deposit and Christmas Club Accounts for seasonal savings, both NCUA-insured up to $250,000 combined.
How does the loan application process work?
Apply in-person at our Eleanor branch with required documentation. Our local officers review applications promptly and provide personalized financing solutions for qualified members.
Are my deposits insured?
Yes, all savings accounts receive NCUA insurance coverage up to $250,000 total per member through the National Credit Union Administration federal guarantee.
What are your branch hours?
We're open Monday, Tuesday, Wednesday, and Friday 9:00 AM-4:00 PM, Thursday 9:00 AM-6:00 PM, with lunch closure 1:00-1:30 PM daily.
