Business Details
Your Trusted Community Credit Union in Quincy, IL
Members First Community Credit Union Community Credit Union is a not-for-profit cooperative financial institution dedicated to the 'People Helping People' philosophy. Established to serve communities in Adams, Brown, Pike, and Schuyler Counties, Illinois, we prioritize member needs through affordable financial services, financial education, and community reinvestment. Certified as a Community Development Financial Institution (CDFI) since 2014 and designated as a Low-Income Credit Union since the 1990s, we focus on empowering members with low-rate loans, flexible financial products, and personalized support.Our commitment extends beyond banking through active participation in local organizations like the Quincy Area Chamber of Commerce and Illinois Credit Union System. With physical branches in Quincy, IL, and digital banking tools, we strive to make financial success accessible to all members, emphasizing transparency, ethical practices, and long-term community impact.
Services
Checking Accounts
Savings Accounts
Auto Loans
Personal Loans
Mortgage Loans
Credit Cards
Financial Education
Mobile Banking
ATM Services
Loan Refinancing
Highlights and features
- We operate as a member-owned cooperative prioritizing community financial health.
- Our CDFI certification demonstrates commitment to underserved communities.
- Offering competitive rates starting at 4.99% APR for auto loans.
- Providing financial education resources to improve member financial literacy.
- Maintaining local decision-making for personalized lending solutions.
Associations and certifications
- CDFI (Community Development Financial Institution)
What people say
Great loan rates
Friendly staff
Community-focused
Easy online banking
Services
Auto Loans
Competitive auto loan rates starting at 4.99% APR help members purchase new or used vehicles. Flexible terms up to 72 months accommodate various budgets. Refinancing options available for existing auto loans.
Personal Loans
Unsecured personal loans starting at 9.99% APR for debt consolidation or unexpected expenses. Terms up to 60 months with fixed rates ensure predictable payments. Quick approval process available online or in-branch.
Checking Accounts
Multiple checking options including rewards programs and no monthly fees. Features include mobile check deposit, bill pay, and overdraft protection. Minimum $25 opening deposit required for membership.
Financial Education
Free financial literacy resources covering budgeting, credit management, and homeownership. Workshops and one-on-one counseling available to members. Educational tools accessible through online banking portal.
Mortgage Loans
Fixed and adjustable-rate mortgage options for home purchases or refinancing. Competitive rates with personalized underwriting. Down payment assistance programs available for qualified borrowers.
People
Ashley Cornwell
Lending Department Lead
NMLS# 140657 with over 10 years of lending experience. Specializes in consumer loan products and member financial success. Available at (217) 919-2104.
Amanda Lyons
Consumer Lending Officer
NMLS# 2466819 offering personalized loan solutions. Focuses on first-time homebuyer programs and debt consolidation strategies. Contact at (217) 919-2108.
Questions
What are the membership requirements for Members First?
Live or work in Adams, Brown, Pike, or Schuyler Counties, IL. Immediate family members of existing members qualify. Employer groups also receive membership access.
What loan products does Members First offer?
We provide auto loans, personal loans, mortgages, home equity loans, and credit cards with competitive rates starting at 4.99% APR.
Are there 24/7 banking options available?
Mobile banking and online services available 24/7. Physical branches operate Monday-Friday 9-5 and Saturday 8:30-12 in Quincy, IL.
Does Members First offer financial education resources?
Yes, we provide free financial literacy tools, budgeting workshops, and one-on-one counseling to help members achieve financial success.
What happens if I lose my Members First debit card?
Report lost or stolen cards immediately by calling (217) 919-2107 during business hours or use the card lock feature in mobile banking after hours.
Videos
Reviews (4)
Matt Clark
Dec 13, 2020
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The people are nice but good luck ever actually speaking to one or having them return your phone calls. If you value customer service, I would not recommend either of these locations in Quincy.
Todd Bale
Jan 29, 2020
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Amazing folks and very dedicated professionals doing incredible work in our community. They are a true asset and blessing to many.
Andy Mccarty
Jan 23, 2020
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My debit card info was stolen! Glad I caught it! They won't give me back any over draft charges! Won't dispute 7 charges because they were under 16$. I wouldn't bank here! Crooks!
Thomas Woodworth
Oct 11, 2019
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Needed to withdraw $360.00 from Members First. They will only allow me to withdraw $300. Not the bank/credit union to use if ever need access to your funds. When asked why, I was told the only person that could help me was out of the office today. No thanks, I will just be removing my money and telling every one else to do the same. I have had many problems over the years with this "bank", I am done with it.
