Business Details
34 Years
experience
Emergency
services
Affordable Car Insurance in Laurel, MD
Roadway Auto Insurance has been a trusted provider of auto insurance solutions in the Baltimore-Washington metropolitan area since 1992. Our company specializes in delivering affordable and reliable coverage to drivers in Maryland, Washington, D.C., and Virginia, including those with high-risk profiles or prior insurance challenges. With over 100 years of combined experience among our team, we represent multiple carriers to offer competitive rates and personalized service. Our commitment to customer satisfaction is reflected in our convenient locations, 24/7 roadside assistance partnerships, and recognition as a Progressive Authorized Provider.We prioritize transparency, offering flexible payment plans and discounts for safe drivers while maintaining a reputation for hassle-free claims processing. Our expertise extends to specialized coverage needs, including MAIF insurance, FR-19/SR-22 filings, and rideshare insurance for Uber and Lyft drivers. As a locally owned business, we combine industry knowledge with community-focused service to ensure clients receive tailored solutions that meet both legal requirements and individual needs.
Services
Car Insurance
Motorcycle Insurance
Uber/Lyft Coverage
Emergency Roadside
MAIF Insurance
SR-22 Filings
Progressive Insurance
Roadside Assistance
High-Risk Insurance
Multi-Vehicle Plans
Details
- Year established: 1992
Highlights and features
- We offer over 30 years of experience in the auto insurance industry
- Our partnership with Progressive Insurance provides innovative coverage options
- 24/7 emergency roadside assistance available
- Specialized insurance solutions for high-risk drivers
- We guarantee coverage for all drivers regardless of history
Associations and certifications
- Progressive Insurance
What people say
Excellent customer service
Great rates
Won Best in Capitol Heights Award
Helped long-term
No one turned down
Services
Car Insurance
Roadway Auto Insurance provides comprehensive car insurance solutions for drivers in Maryland, Washington D.C., and Virginia. Our policies include liability, collision, and comprehensive coverage options that meet state minimum requirements while offering additional protection for your vehicle. We specialize in coverage for high-risk drivers, first-time policyholders, and individuals with prior insurance gaps. Our Progressive Insurance partnership expands available discounts and innovative features like paperless billing and electronic fund transfers.
Rideshare Insurance
Designed specifically for rideshare drivers in Maryland, our Progressive-endorsed insurance fills coverage gaps left by standard policies. This specialized protection covers all three phases of ridesharing activity, including when drivers are waiting for requests or transporting passengers. We offer competitive rates starting at $500 annually with $500 deductibles, including coverage for towing, rental cars, and vehicle repairs during business use periods.
Motorcycle Insurance
Roadway provides tailored motorcycle insurance for various bike types including street bikes, cruisers, and dirt bikes. Our policies meet Maryland's 30/60/15 minimum liability requirements while offering optional comprehensive coverage for theft, vandalism, and weather damage. We offer discounts for safety course completion, multi-vehicle policies, and garage storage. Our specialists help riders in Maryland and DC find affordable coverage regardless of driving history.
Emergency Roadside
Available 24/7 through our partnership with National Safe Drivers, this service provides immediate assistance for vehicle breakdowns, flat tires, and lockouts. Coverage includes battery jumpstarts, fuel delivery, and tire changes using your spare. We offer route mapping assistance and specialized support for elderly drivers or those in remote areas. Emergency services are available across Maryland, Virginia, and Washington D.C. with GPS location tracking for stranded motorists.
MAIF Insurance
As Maryland's leading provider, we help drivers who cannot obtain insurance through private companies access MAIF coverage. Our team assists with FR-19 and SR-22 filings required for high-risk drivers, handling all necessary documentation for three-year compliance periods. We offer competitive rates for mandatory liability coverage while providing guidance on improving driving records to qualify for standard insurance in the future.
Questions
What coverage gaps exist in rideshare insurance?
Standard rideshare insurance typically doesn't cover Phase 1 (waiting for ride requests). Our Progressive policies provide full coverage for all three operational phases.
What are Maryland's minimum insurance requirements?
Maryland requires 30/60/15 liability coverage: $30k per person/$60k per accident for injuries and $15k for property damage.
Do you insure high-risk drivers?
Yes, we specialize in coverage for drivers with poor records, prior cancellations, or difficulty obtaining insurance elsewhere.
Is motorcycle insurance more expensive?
Motorcycle rates typically exceed car insurance due to higher risk, but we offer competitive pricing with discounts for safety features and multi-policy bundling.
Do you offer 24/7 emergency assistance?
Yes, our roadside assistance program provides 24/7 support for towing, lockouts, flat tires, and battery issues across the DMV area.
Can I get monthly payment plans?
Yes, we offer flexible payment options including monthly installments to make insurance more affordable for all drivers.
Videos
Reviews (7)
Yosseline Castellanos
Jan 01, 2021
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Need some insurance or tags? You can get it all done here within a couple of minutes. The staff is very friendly & helpful. Overall a good experience. 10/10
Christine Childs
Dec 30, 2020
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Love them. Ms Torri is the best always there worth answers and assistant. Very personable and professional. Will recommend.
Audrey Irwin
May 07, 2020
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Tori and Azia are funny. Thanks for being easy to work with. Gave me the laugh I needed and the insurance I needed too. See you soon!
Erin B.
Feb 05, 2020
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The easiest and thorough, yet fastest service around and I have been to many auto insurance places including geico and State Farm. Asia is a representative that is very knowledgeable and patient, taking care of every question and offering help in making decisions in what is best for you. I always ask for her when calling!!!
Tori S.
Nov 24, 2018
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Great people here they really care about your insurance needs. All other companies just give you the price or say they cant help you. The agents here explain your options and get you immediate same day coverage. Thanks for going that extra step .
Jazmen V.
May 21, 2018
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I went in everyone was great! The custom service was on point and Nena helped me get out the door in a jiffy!
Asa B.
Oct 18, 2017
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This old man by name of Jim (James) is the bomb. He is so friendly and nice. I asked if I can use American Express Card, he said lemme try it see if it goes through or not, Fortunately the credit terminal accepted my card and we were in business, best place and very friend staff such as Mr James, I recommend people to give they place a try if they haven't do so yet!
