Business Details
Your Trusted Partner for Faith-Based Financial Solutions
Interfaith Federal Credit Union has dedicated itself to providing faith-based financial services with a focus on personalized attention and community support. Since our inception, we have prioritized the unique needs of religious organizations, clergy, and congregations, offering tailored solutions such as pastoral loan programs, church financing, and specialized credit cards. Our commitment to financial stewardship is reflected in competitive rates, dividend-paying accounts, and innovative tools like online giving and shared branching networks.We emphasize transparency, ethical practices, and relationship-driven service, ensuring members receive expert guidance for both personal and organizational financial goals. With decades of experience and a nationwide reach through CO-OP Shared Branch locations, we remain steadfast in our mission to empower faith communities through financial excellence.
Services
Auto Loans
Home Equity Loans
Church Loans
Visa Credit
Student Loans
Highlights and features
- We offer personalized financial solutions tailored to faith-based organizations.
- Our competitive loan rates support church projects and clergy needs.
- 24/7 access to accounts through secure online and mobile banking.
- Nationwide service via 5,000+ CO-OP Shared Branch locations.
- Proven expertise in faith community financial stewardship since 1962.
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Personal attention
Great rates
Easy loan process
Responsive staff
Reliable service
Services
Auto Loans
Interfaith Federal Credit Union provides competitive auto loans for new and used vehicles. Rates start at 5.49% APR for new cars and 6.99% APR for used vehicles. Loans include flexible terms and no prepayment penalties. Members benefit from streamlined approval processes and personalized support.
Home Equity Loans
Home Equity Lines of Credit (HELOC) allow members to leverage home equity for renovations, debt consolidation, or major purchases. Rates are variable based on creditworthiness. The credit union offers guidance on fund utilization and repayment options tailored to individual financial situations.
Church Loans
Specialized loans for churches and faith-based organizations support construction, expansion, and operational needs. Rates start at 7.25% APR with terms accommodating project timelines. The credit union partners with congregations to ensure financial sustainability while advancing ministry goals.
Visa Credit
Visa credit cards feature rates as low as 11.75% APR with no annual fees. Benefits include fraud protection, identity monitoring, and rewards programs. Cards cater to both personal and church-related expenses, offering flexibility and security for everyday transactions.
Student Loans
Smart Option Student Loans provide competitive rates with three repayment choices. Features include no origination fees and flexible terms. The credit union supports educational advancement through accessible financing for undergraduate and graduate studies.
Questions
What loan options are available for faith organizations?
We offer church loans, pastoral financing, and home equity lines tailored to ministry needs with rates starting at 7.25% APR.
How do I access my account outside business hours?
24/7 audio banking and online services allow account access anytime via phone or our secure portal.
Can non-religious individuals join the credit union?
Membership primarily serves faith communities, but eligibility details are available through our field of membership guidelines.
What savings accounts earn the highest returns?
The Xtreme Savers account offers 5.00% APY for balances up to $5,000, ideal for youth savings goals.
How do I report a lost debit card?
Contact our fraud department at 800-369-4887 immediately to report lost or stolen cards.
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Reviews (5)
Line Danzer
Jun 28, 2020
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When for three solid days you are unable to view your account online - even with the assistance of personnel - that is a problem. Although Sylvia and Rick are amazingly nice people, the technology used for UMFCU is either aged, inferior, or compromised. Either way, not being able to use online services is a problem.
Rolain Alexis
Jun 27, 2020
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I love going there the tellers are amazing so friendly and kindness. It's like get in and get out no waiting line.
Theresa Lumos
Feb 04, 2019
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We have been members of the United Methodist Federal Credit Union for about ten years. They have provided excellent service to us. Although it is on-line banking, when we need to reach someone, they return our calls promptly. We have a checking account,, a savings account, and a loan for a vehicle. We are very happy.
Raschi Quan
Aug 08, 2018
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A wonderful member services credit union. The associates are super friendly and personable. Always a smile and greeting whenever I come in.
A. Fonua
Sep 01, 2017
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I have 3 Brothers 2 Sisters three nephews and 5 cousins that are all ministers of the First United Methodist Church I am going to tell them today what happened to me with my experience with the First Credit Union and I will tell everybody not to come to this Credit Union horrible horrible service horrible people do not use this Credit Union even if you are a member of the Methodist Church like me and my family please do not open an account with this Credit Union go to Credit Union of Southern California or School's First Credit Union please do not open an account with this Credit Union