Business Details
Your Trusted Insurance Partner in Surprise, AZ
For nearly 25 years, American Insurance Benefits has been dedicated to providing personalized insurance solutions to individuals, families, and employers across Arizona. Founded by Andy Orlikoff, a licensed insurance broker since 2002, our company specializes in navigating the complexities of health, dental, life, Medicare, and mortgage protection insurance. We prioritize understanding each client's unique needs, crafting customized packages that minimize out-of-pocket expenses while maximizing coverage.Our commitment to exceptional customer service has earned us a reputation for trustworthiness, with most new clients coming from referrals. We serve communities in Surprise, Phoenix, Glendale, and Peoria, AZ, offering expert guidance to help clients secure affordable, comprehensive protection tailored to their specific circumstances.
Services
Health Insurance
Dental Insurance
Life Insurance
Medicare Supplements
Mortgage Protection
Highlights and features
- We offer personalized enrollment assistance to save you time and money.
- Our team provides 24/7 personalized customer support.
- We implement a patented process for customized insurance solutions.
- Our company is licensed and has served Arizona since 2002.
- We serve clients across Surprise, Phoenix, Glendale, and Peoria, AZ.
Services
Health Insurance
We provide comprehensive health insurance solutions tailored to individual and family needs. Our services include evaluating medical conditions, prescription drug coverage, and out-of-pocket exposure to find affordable plans. We specialize in short-term health plans, major medical plans, ACA marketplace options, and employer-based group plans, ensuring clients receive coverage that aligns with their budget and healthcare requirements.
Dental Insurance
Our dental insurance services help clients understand coverage options for preventive care, fillings, crowns, and major procedures. We offer PPO and discount plans with predictable co-pays, emphasizing preventive care and cost-effective solutions. We assist in selecting in-network providers and maximizing benefits while explaining limitations like annual maximums and pre-existing condition exclusions.
Life Insurance
We offer term and permanent life insurance solutions to protect families financially. Our term policies provide coverage for 10-30 years, while permanent plans include cash value components. We help clients determine appropriate coverage amounts based on income replacement, debt obligations, and future expenses like education costs, ensuring long-term financial security for beneficiaries.
Medicare Supplements
Our Medicare supplement services assist seniors in navigating Original Medicare (Parts A/B) and supplemental coverage options. We explain Part C (Medicare Advantage) and Part D (prescription drug) plans, helping clients understand deductibles, co-insurance, and network limitations. We provide guidance on enrollment periods and coordinating coverage with existing benefits.
Mortgage Protection
We offer mortgage protection insurance to safeguard families against financial hardship from unexpected death. These policies ensure mortgage payments can be covered during transitional periods, providing peace of mind for homeowners. We help clients evaluate term-based coverage aligned with mortgage terms and financial obligations.
People
Andy Orlikoff
Insurance Broker
Licensed since 2002, Andy Orlikoff has over two decades of experience helping Arizona residents navigate insurance complexities. He specializes in customized health, dental, and life insurance solutions, prioritizing client education and long-term financial security. His personalized approach has earned consistent referrals from satisfied clients.
Questions
What types of insurance do you offer?
We offer health, dental, life, Medicare supplements, and mortgage protection insurance, with customized solutions for individuals, families, and employers.
Do you charge fees for your services?
No, we never charge fees for our services. We earn commissions from insurance providers, passing savings directly to clients.
How can I get a free quote?
Contact us via phone at (623) 742-3878 or complete our online form to receive a personalized, no-obligation insurance quote.
Do you serve areas outside Surprise, AZ?
Yes, we serve clients throughout Arizona, including Phoenix, Glendale, and Peoria, with coverage options tailored to regional needs.
Can you help with ACA marketplace plans?
Yes, we assist with ACA marketplace enrollment, explaining eligibility, open enrollment periods, and subsidy qualifications for Arizona residents.
What sets you apart from other brokers?
Our personalized approach combines 25+ years of experience with independent broker status, offering unbiased comparisons across multiple carriers to find optimal coverage.
Videos
Reviews (6)
John Thompson
Dec 13, 2021
Report
I was trying to get some health insurance for my son through the Gov website and got sent to some other website that was suppose to be them. The website sent me to someone working out of their home and they set me up with a really expensive insurance plan. I found Andy on the internet and called him because he was close and rated well by a lot of people. He helped me create an account on the Government website and find an insurance plan with a major insurance company that had a monthly payment 1/3 less than the other company and had the same deductibles. Another thing I liked was I didn't have
Kevin Davis
Nov 25, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
This is the first time I've gone to Agent Andy Orlikoff for getting set up on Health Insurance. He answered my questions in a honest way, was very thorough about the information he sent me that we talked about and I was able to get ahold of him and get my questions answered that same day. I appreciate that kind of service.
This is the first time I've gone to Agent Andy Orlikoff for getting set up on Health Insurance. He answered my questions in a honest way, was very thorough about the information he sent me that we talked about and I was able to get ahold of him and get my questions answered that same day. I appreciate that kind of service.
Joan Beaudry
Nov 21, 2021
Report
Andy was very helpful both when initially contacted and when I had questions! Would definitely recommend!
Joan B
Sun City West, AZ
Joan B
Sun City West, AZ
David Chamot
Nov 20, 2021
Report
We were looking for insurance and just happened to call Andy with American Insurance Benefits literally out of the blue. Andy was so helpful and took the time to answer ALL of my questions no matter how trivial they may have seemed or how many times I asked the same questions only worded differently! I would highly recommend anyone looking for insurance to call and talk to Andy! HIs professionalism and caring about you as a customer comes through in all of the communication! Thank you Andy!
Joseph Gruver
Nov 20, 2021
Report
Andy runs an efficient and professional business. I am not well versed in insurance at all and Andy made it so simple, that I found myself asking him, "Wait, it's that simple?". Andy makes sure to follow up with his clients and was even so kind to email me before a critical deadline which I was not aware of. Needless to say, I was very pleased with the care I was provided. I would absolutely recommend Andy and his business to anyone.
Terry Parrish
Oct 20, 2021
Report
Positive:Professionalism,Responsiveness
Andy made switching my part B supplemental insurance very easy. I made one phone call to Andy and he shopped the different insurance companies for me, saving me time and money.
Andy made switching my part B supplemental insurance very easy. I made one phone call to Andy and he shopped the different insurance companies for me, saving me time and money.
