Business Details
8 Years
experience
Your Trusted Partner for Retirement Planning Solutions
Morrissey Wealth Management is a fee-only registered investment advisory firm specializing in retirement planning for individuals aged 50+. Founded in 2018, our firm operates as fiduciaries, prioritizing client interests through transparent, personalized financial strategies. Our team of certified professionals delivers comprehensive services including financial planning, investment management, and retirement plan consulting.With decades of combined experience in wealth management, we focus on tax reduction, income optimization, and estate planning to help clients achieve financial security. Our commitment to ongoing education and ethical standards ensures clients receive evidence-based solutions tailored to their unique needs.
Services
Financial Planning
Investment Management
Ongoing Wealth Management
Retirement Plan Consulting
Retirement Readiness Review
Details
- Year established: 2018
Highlights and features
- We operate as fiduciaries, legally bound to prioritize client interests
- Specialize in retirement planning for clients aged 50+ with 20+ years of experience
- Offer transparent fee structure with no hidden costs or commissions
- Provide comprehensive services covering tax reduction, income optimization, and estate planning
- Maintain rigorous professional certifications including CFP, CLU, and ChFC designations
Associations and certifications
- Registered Investment Advisor (RIA)
Services
Financial Planning
Our comprehensive financial planning service creates personalized retirement strategies addressing tax optimization, income planning, and estate management. We analyze your current financial status, develop customized roadmaps, and provide ongoing guidance to ensure retirement readiness. The process includes detailed assessments of investment portfolios, insurance coverage, and tax implications to create holistic retirement solutions.
Investment Management
Our investment management service offers six tactical portfolio options designed for retirement investors. We implement evidence-based strategies focusing on risk management, tax efficiency, and predictable income generation. Portfolios combine low-cost index funds and individual bonds with active management to adapt to changing market conditions while maintaining strict cost controls and transparent fee structures.
Ongoing Wealth Management
This integrated service combines retirement planning with professional investment management for a complete wealth solution. Clients receive continuous portfolio oversight, tax loss harvesting, required minimum distribution management, and regular strategy updates. The service includes real-time performance reporting and personalized adjustments to maintain alignment with evolving retirement goals and market conditions.
Retirement Plan Consulting
We provide specialized retirement plan consulting for businesses, helping employers select and implement appropriate retirement solutions. Our services include plan design, investment selection, compliance monitoring, and employee education programs. We support various plan types including 401(k), SEP, and profit-sharing arrangements with customized fiduciary support and investment management.
Retirement Readiness Review
This comprehensive assessment evaluates your current retirement preparedness through detailed financial analysis and goal setting. The process includes seven private consultations, personalized tax and estate planning recommendations, and a customized action plan. Clients receive ongoing support between sessions and access to digital tools for continuous financial tracking and management.
People
Ryan Morrissey
Wealth Advisor | Principal
Certified Financial Planner with 20+ years of experience specializing in retirement planning. Holds CFP, CLU, ChFC, and CMFC designations. Former Morgan Stanley advisor who founded Morrissey Wealth Management in 2018 to provide independent fiduciary services.
Matthew Fernandez
Associate Wealth Advisor
Transitioned from real estate to finance to help clients achieve financial security. Provides personalized financial planning and investment management services with focus on retirement preparation and client education.
Kyle Plouffe
Paraplanner
Experienced paraplanner with 10+ years in financial services. Graduated from University of New Haven with criminal justice degree before transitioning to financial planning. Develops financial plans and supports portfolio management operations.
Ines Kearney
Client Service Associate
Bilingual client service associate with decade of customer service experience. Immigrated from Ecuador at 16, overcoming language barriers to build successful career in financial services. Focuses on delivering exceptional client support and administrative assistance.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including financial strategy development, tax optimization, income planning, and estate planning tailored to individuals aged 50+.
Are you legally required to act in my best interest?
Yes, as a Registered Investment Advisor, we operate as fiduciaries legally bound to prioritize client interests in all financial decisions.
What investment management options are available?
We offer six tactical portfolio strategies ranging from capital preservation to aggressive growth, all focused on evidence-based investing and tax efficiency.
How do you charge for your services?
We use a transparent asset-based fee structure with no hidden costs, ranging from 0.40% to 1.25% annually depending on assets under management.
Can you help with business retirement plans?
Yes, we offer retirement plan consulting for businesses including plan selection, investment management, and compliance support for 401(k), SEP, and other plans.
