Business Details
32 Years
experience
Your Trusted Financial Partner in Chicago, IL
Kelly Financial Services has been dedicated to providing comprehensive financial, estate, and retirement planning solutions since 1994. Our firm specializes in crafting personalized strategies to address retirement income, life insurance, long-term care, and wealth transfer needs. With a focus on tax-efficient products and client education, we empower individuals to secure their financial futures. Our team combines over 15 years of industry experience with a hands-on approach to client relationships. We prioritize transparency, client-centric service, and innovative solutions tailored to individual goals.Our commitment to excellence has earned recognition through professional affiliations and industry honors. We serve clients in Chicagos Southland area and surrounding communities, offering both local expertise and national resources. Our practice emphasizes lifelong financial education and actionable strategies that simplify complex concepts. Through personalized consultations, we help clients navigate retirement planning, annuities, and legacy-building with confidence. Our mission remains to protect and grow clients assets while ensuring their financial legacies endure.
Services
Retirement Planning
Life Insurance
Annuities
Long-Term Care
Wealth Transfer
IRA Solutions
Estate Planning
Social Security Optimization
Legacy Building
Financial Education
Details
- Year established: 1994
Highlights and features
- We offer 25+ years of experience in financial and retirement planning.
- Our team holds elite industry certifications including Top of The Table honors.
- We specialize in tax-efficient wealth transfer and legacy planning strategies.
- Our client-centric approach prioritizes personalized, hands-on service.
- We provide innovative solutions for market protection and income guarantees.
Associations and certifications
- Million Dollar Round Table
- National Association of Financial and Estate Planners
- Illinois Department of Insurance
Services
Retirement Planning
Our retirement planning services create customized strategies to ensure financial security during retirement. We focus on income generation, market protection, and tax efficiency. With expertise in fixed-index annuities and RMD solutions, we help clients build sustainable lifetime income streams while preserving assets for beneficiaries.
Wealth Transfer
We specialize in tax-efficient wealth transfer strategies to preserve family legacies. Our solutions combine life insurance, trusts, and estate planning tools. We help clients navigate complex inheritance laws while minimizing tax liabilities and ensuring smooth asset transitions across generations.
Life Insurance
We offer tailored life insurance products for income replacement, final expense planning, and charitable giving. Our specialists review existing policies for optimization opportunities. We provide term, whole, and universal life insurance options designed to meet evolving financial needs at every life stage.
Long-Term Care
Our innovative long-term care solutions protect assets against healthcare costs in retirement. We combine traditional coverage with modern hybrid policies. These strategies address nursing home, assisted living, and in-home care expenses while maintaining financial stability.
IRA Solutions
We optimize IRA management with RMD-compliant withdrawal strategies. Our solutions preserve principal while generating guaranteed death benefits. We help clients navigate tax-deferred growth options and convert retirement savings into sustainable income streams without market exposure.
People
John Kelly
President
John Kelly leads Kelly Financial Services with 25+ years of experience in financial planning. A DePaul University graduate, he holds elite industry certifications and specializes in retirement income strategies. He serves Chicago's Southland community while coaching youth sports and raising seven sons.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement strategies including income planning, market protection, and tax-efficient withdrawals. Our expertise includes annuities, RMD solutions, and lifetime income guarantees.
How can life insurance benefit my family?
Life insurance protects dependents through income replacement, final expense coverage, and inheritance preservation. We offer policies tailored to evolving needs at different life stages.
Do you help with long-term care planning?
Yes, we offer traditional and hybrid long-term care solutions that protect assets against healthcare costs while maintaining financial stability in retirement.
What makes your wealth transfer strategies unique?
Our tax-efficient legacy planning combines life insurance, trusts, and estate strategies to preserve family wealth across generations while minimizing legal complexities.
How do you approach financial education?
We prioritize client education through personalized consultations, seminars, and resources that simplify complex financial concepts for actionable decision-making.
