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Your Trusted Financial Partner in Merritt Island, FL
Launch Credit Union is a not-for-profit financial cooperative dedicated to empowering members through accessible, affordable banking solutions. Founded on the principle of putting profits back into the community, we offer a comprehensive range of servicesincluding savings accounts, checking accounts, loans, and investment productsdesigned to meet the diverse needs of individuals and businesses. With over 60,000 members across Brevard and Volusia counties, we prioritize financial education, low fees, and personalized service to foster long-term financial health.Our commitment to innovation is reflected in our 24/7 digital banking platform, which provides tools like mobile check deposit, bill pay, and real-time account management. As a federally insured institution backed by the National Credit Union Administration, we combine security with a member-first philosophy, ensuring every decision aligns with our mission to simplify banking and build stronger communities.
Services
Personal Savings Accounts
Business Checking
Auto Loans
Mortgage Services
Digital Banking
Credit Cards
Loan Refinancing
Merchant Lending
Financial Education
ATM Services
Highlights and features
- We operate as a not-for-profit cooperative, returning profits to members through lower fees and better rates.
- Our fee schedule is among the lowest in the region, with no hidden charges.
- 24/7 digital banking with advanced security features for seamless financial management.
- Over 15 branch locations and ATMs across Brevard and Volusia counties for convenient access.
- Dedicated financial advisors provide personalized guidance for every stage of life.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Personal Savings Accounts
Launch Credit Union offers competitive personal savings accounts with low minimum balances and no monthly fees. Our accounts provide secure growth opportunities through competitive interest rates and dividend programs. Members benefit from 24/7 digital access, automated savings tools, and personalized financial planning resources to achieve short-term and long-term goals.
Business Checking
Our business checking solutions combine robust features with exceptional service. Businesses gain access to free digital banking, eStatements, ACH processing, and merchant services. Specialized tools for payroll management, cash flow analysis, and business credit building support growth at every stage while maintaining cost efficiency.
Auto Loans
Launch CU provides auto loans with competitive fixed rates starting at 5.250% APR. We finance new and used vehicles, motorcycles, and specialty vehicles with flexible terms up to 72 months. Members receive personalized rate quotes, pre-approval options, and seamless integration with local dealership financing programs.
Mortgage Services
Our mortgage services include first-time homebuyer programs, refinance options, and investment property loans. With rates starting at 5.328% APR for 10-year fixed mortgages, we offer no-down-payment and no-closing-cost options. The Home Buying Center provides step-by-step guidance through the entire home financing process.
Digital Banking
24/7 digital banking features mobile check deposit, real-time balance tracking, bill pay, and person-to-person payments. Enhanced security measures protect transactions while budgeting tools and credit score monitoring help members make informed financial decisions anytime, anywhere.
Questions
What types of accounts does Launch Credit Union offer?
We provide personal and business checking accounts, savings accounts, certificates, IRAs, credit cards, and specialized lending products for individuals and businesses.
Are there fees for using Launch Credit Union services?
Our fee schedule is designed to be among the lowest in the region, with no monthly service fees on most accounts and transparent pricing for all services.
How can I access my accounts outside of branch hours?
Our 24/7 digital banking platform allows account access, bill payments, transfers, and mobile check deposits through our secure mobile app or website.
Does Launch Credit Union offer loan refinancing options?
Yes, we provide refinancing solutions for mortgages, auto loans, and personal loans with competitive rates to help reduce monthly payments or debt burdens.
What security measures protect my accounts at Launch Credit Union?
We employ advanced encryption, multi-factor authentication, and real-time fraud monitoring to protect accounts, with additional security layers for business clients.
How do I report a lost or stolen debit/credit card?
Call 321-455-9400 (option 2) or 800-662-5257 toll-free 24/7 to immediately report and replace any lost or stolen payment cards.
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Reviews (4)
Mitchell Herst
Feb 01, 2022
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Have my mortgage through Launch, they have forgot to make payments on my homeowners insurance twice. My policy was canceled due to lack of payment, Launch started a new payment that increases my monthly payment by $500/month. Recommend getting a mortgage through a company that can write a check on-time once/month.
Jen Cruz
Jan 20, 2022
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Connie Manney and Keyla Martinez-Aviles rolled out the red carpet yesterday for my first visit to the bank! Launch is lucky to have them. Who would give a tour of the bank ~ Keyla would!
Dawn Rodriguez
Jan 13, 2022
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Recently purchased a car and my loan is with this bank. I wanted to set up online banking so that I one had the convenience of paying my auto loan on line and two not have to mail in the payment. In order to sign up you need the account # which they dont provide you on your materials they sent. So I call the bank and they wont give me my account number unless I go to a branch and request it. Seriously with COVID running rampant in Brevard. Seriously annoyed and havent even made my first loan payment.
Sandy Henry
Nov 02, 2021
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I received help from Stephanie Baker in Merritt Island Branch. She was patient and helpful during todays interaction. Launch is lucky to have her!
