Business Details
Your Trusted Partner for Financial Solutions in Lincoln, NE
Nebraska State Employees Credit Union is a member-owned financial cooperative dedicated to serving the financial needs of its members. As a not-for-profit institution, we prioritize returning earnings to members through competitive rates, lower fees, and enhanced services. Our volunteer board of directors ensures democratic governance, while our commitment to financial education empowers members to make informed decisions. We specialize in personalized loan products, including auto loans, home equity lines, and mortgages, and offer innovative savings solutions like e-statements and vacation clubs.Backed by federal insurance and a legacy of community involvement, we provide accessible financial services through our physical branch and CO-OP Shared Branching network. Our focus on economic democracy ensures every member has equal ownership and voting rights. We adhere to strict regulatory standards and maintain partnerships to expand financial literacy initiatives. Through transparent operations and a people-first philosophy, we strive to build long-term trust and support both individual and community financial well-being.
Services
Auto Loans
Consumer Loans
Home Equity Loans
Mortgage Loans
Financial Education
Highlights and features
- We operate as a not-for-profit financial cooperative prioritizing member benefits
- We offer competitive loan rates and higher savings yields through member reinvestment
- Our financial education programs empower informed money management decisions
- We maintain a volunteer board ensuring democratic member governance
- Our community involvement extends beyond financial services to charitable initiatives
Associations and certifications
- NMLS #809805
Services
Auto Loans
We provide competitive auto loan options for new and used vehicle purchases. Our members benefit from streamlined approval processes and favorable interest rates. These loans help members acquire reliable transportation while maintaining financial responsibility.
Home Equity Loans
Our Home Equity Lines of Credit offer flexible financing solutions for home improvements or major expenses. Members access funds at competitive rates using their home equity as collateral. This service provides financial flexibility while maintaining responsible lending practices.
Financial Education
We offer comprehensive financial education resources to improve money management skills. Our programs cover budgeting, saving, and credit management. This service empowers members to make informed financial decisions through personalized guidance and educational materials.
Mortgage Loans
Through our partnership with Centennial Lending, we provide first mortgage home loan options. Members receive competitive rates and personalized support for home purchases or refinancing. Our mortgage services focus on making homeownership accessible and affordable.
Consumer Loans
We offer consumer loans for various personal needs including boats, RVs, and other major purchases. Our flexible terms and competitive rates accommodate diverse financial requirements. This service helps members achieve personal goals while maintaining financial stability.
People
Chris
Loan Officer
Chris assists members with mortgage and consumer loan applications, providing expert guidance through the lending process. He holds NMLS #1085181 and focuses on personalized financial solutions.
Tamara
Loan Officer
Tamara specializes in mortgage and home equity lending, helping members achieve homeownership goals. With NMLS #2652319, she offers tailored loan options and dedicated customer support.
Questions
What are the membership eligibility requirements?
Membership requires affiliation through Nebraska state employment, qualifying organizations, or community charter eligibility. Contact us for specific qualification details.
What loan products do you offer?
We provide auto loans, consumer loans, home equity lines, and mortgage loans through our Centennial Lending partnership. Competitive rates available for qualified members.
How can I access account services after hours?
Report lost cards 24/7 via dedicated phone lines. Online banking provides 24-hour account access for transactions and statement reviews.
What financial education resources are available?
We offer budgeting guidance, credit management resources, and partnerships with financial education foundations to improve members' financial literacy and decision-making.
Are my deposits insured?
Yes, savings are federally insured up to $250,000 by the National Credit Union Administration, a U.S. government agency.
Reviews (3)
Ric Horton
Oct 08, 2019
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Have not had any problems in probably 30 years as a member. Deposit by mail if can't make it in. Speedy loans, good interest rates. Friendly staff.
Ted Haubrich
Jul 05, 2017
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Quite un-impressed so far. I asked to open an account, teller didn't bother to ask what kind of account and opened a savings account instead of a checking account. Susre I should have specified, but really she should have asked, also charged me $25 to open it. Went back to open a checking account, and another $25 bucks and a credit check, and a TWO WEEK wait to open an account. I caught the teller write my SSN down wrong misreading her own handwriting mistaking a zero for a six, and then got a call at work about two hours after I left informing me she forgot to have me sign two different things
Erika Martin
Nov 11, 2016
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Worst Credit union for government employees. Only one location and 8 to 5 hours doing the week. If you have a transaction going through, their is no way to make a deposit tell 8am the next business day. Also, they hold your direct deposit till 7am the morning schedule to deposit. Horrible bank for today's life style. They won't pay anything if you are short on your account. I thought this bank was for the people, but just another rip of financial institution.
