Business Details
Your Trusted Credit Union for Financial Solutions in Middlesex, NJ
Public Service Federal Credit Union is a full-service financial institution dedicated to providing members with exceptional customer service and competitive financial products. Established to serve the needs of our community, we offer a comprehensive range of services including loans, mortgages, checking and savings accounts, IRAs, and Visa debit cards. Our commitment to quality is reflected in our low rates, fast approval processes, and personalized solutions tailored to individual financial goals. We prioritize member satisfaction through innovative tools like mobile banking, online bill pay, and payroll deductions, ensuring convenience and accessibility.Backed by NCUA insurance up to $250,000, we provide a secure environment for managing finances. Our team fosters a culture of trust, transparency, and community empowerment, striving to make a meaningful difference in the lives of our members. With flexible holiday clubs and vacation savings programs, we help members plan for the future while enjoying present-day financial stability. Equal Housing Lender status underscores our dedication to inclusive financial services. Through decades of service, we have built a reputation as a reliable partner in achieving financial success.
Services
Auto Loans
Mortgages
Savings Accounts
Notary Services
Mobile Banking
Highlights and features
- We offer NCUA-insured accounts for secure financial management.
- Our competitive loan rates include auto, mortgage, and personal loans.
- Mobile banking provides 24/7 access to account management tools.
- Payroll deductions and direct deposit streamline financial transactions.
- Holiday and vacation clubs promote consistent savings habits.
Associations and certifications
- NCUA
Services
Auto Loans
Our auto loans feature competitive rates starting at 4.00% APR, designed to help members purchase vehicles with ease. We offer flexible terms and fast approvals, including refinancing options for existing high-rate loans. Dedicated to making car ownership accessible, our team provides personalized guidance to match members with optimal financing solutions.
Mortgages
We provide first and second mortgages for traditional and mobile/modular homes, ensuring affordable pathways to homeownership. Our mortgage specialists offer competitive rates and tailored advice to meet diverse financial situations. From initial application to closing, we streamline the process while maintaining transparency and member-focused support.
Savings Accounts
Interest-bearing savings accounts feature attractive rates and low restrictions, helping members grow their money securely. Backed by NCUA insurance up to $250,000, these accounts combine safety with accessibility. We also offer Certificates of Deposit and IRAs for long-term financial planning and retirement readiness.
Notary Services
Free notary services assist members in legally certifying important documents. Available during business hours, our notaries adhere to strict standards to ensure proper execution of contracts, affidavits, and other official paperwork. This service enhances convenience for members managing personal or business affairs.
Mobile Banking
Our mobile app enables 24/7 account access, including balance checks, fund transfers, and bill payments. Designed for security and ease of use, the platform supports real-time transaction monitoring and instant loan payments. This service eliminates branch visits, offering banking flexibility from any location.
Questions
How do I apply for a loan?
Apply online through our secure portal or contact a loan officer for personalized assistance during business hours.
Are my deposits insured?
Yes, all savings are federally insured up to $250,000 by the NCUA, a U.S. government agency.
What mobile banking features are available?
Access real-time balances, transfer funds, pay bills, and manage accounts via our free mobile app.
Do you offer mortgage loans for mobile homes?
Yes, we provide financing options for mobile and modular homes with competitive rates.
