There are two types of insurance coverage required by law: liability coverage and uninsured motorist coverage. Liability is the legal term for responsibility. Liability coverage is in place to pay damages and medical bills for injuries to someone else that are caused by an auto accident that is your fault.
The second type of insurance every driver must have is called uninsured motorist coverage. This insurance is to pay damages in an accident that is caused by a driver who wasn't insured at the time of the crash. The uninsured motorist insurance coverage amounts are the same as the liability requirements but are designed to protect you and pay your bills if you are hurt in a crash caused by another driver.
The second type of insurance every driver must have is called uninsured motorist coverage. This insurance is to pay damages in an accident that is caused by a driver who wasn't insured at the time of the crash. The uninsured motorist insurance coverage amounts are the same as the liability requirements but are designed to protect you and pay your bills if you are hurt in a crash caused by another driver.
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About Us
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V's Insurance is your source for the cheapest car insurance rates in South Carolina! As a full-service brokerage, we work with the top insurance carriers that serve the Palmetto State to find you the best rates on your insurance. Unlike an agent that works exclusively as a representative for a single insurance company, our relationship with multiple carriers enables us to comparison shop on your behalf.
8 Tips for Minimizing Distractions While On the Road
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Distractions happen to even the most experienced drivers, and 80% of car crashes are due to distracted driving. Keep your driving record clean and avoid auto accidents by following these 8 tips for minimizing distractions while on the road. Sixteen states now ban handheld cell phone use while driving for a good reason.
What to do After an Auto Accident Happens
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While no one wants to think about it, car accidents happen more often than we would like. Do you know what to do immediately after an accident occurs? If you don't, you could end up unable to afford damages to your car or even land in serious legal trouble. The moments after an accident can be filled with anxiety or even fear, but knowing how to proceed can make the process go quickly.
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