Business Details
22 Years
experience
Your Trusted Partner for Comprehensive Financial Planning Solutions
At Lomanto Provost Financial Advisors, we prioritize understanding our clients' unique needs to create tailored financial strategies. Our mission centers on delivering personalized financial planning that addresses the complexities faced by individuals, families, and small business owners in the North Country. With over two decades of combined experience, our team leverages deep industry knowledge to help clients navigate retirement planning, estate management, and investment strategies. We emphasize transparency, client education, and long-term partnerships, ensuring every decision aligns with our clients' life goals. Our commitment to excellence is reflected in our consultative approach, ongoing support, and recognition of the emotional aspects of financial decision-making.By maintaining a client-first philosophy, we aim to reduce financial anxiety and empower informed choices. Our expertise extends to specialized areas like disability planning, where we coordinate with multidisciplinary teams to secure multi-generational financial stability. Through annual reviews and unlimited support, we adapt strategies to evolving life circumstances. Our dedication to community and ethical standards reinforces our position as trusted advisors in the region. This holistic approach ensures clients receive comprehensive, actionable guidance designed to enhance their financial well-being.
Services
Financial Planning
Retirement Planning
Estate Planning
Investment Planning
Disability Planning
Details
- Year established: 2004
Highlights and features
- We offer personalized financial strategies tailored to individual life goals and circumstances.
- Our team combines 20+ years of local market expertise with specialized disability planning knowledge.
- We provide ongoing support through annual reviews and unlimited phone/email consultations.
- Our consultative approach prioritizes client education and transparent decision-making.
- We coordinate with legal and tax professionals to ensure holistic financial solutions.
Associations and certifications
- Certified Financial Planner (CFP)
- Chartered Special Needs Consultant (ChSNC)
- Accredited Investment Fiduciary (AIF)
- Banking and Financial Analytics (BFA)
Services
Financial Planning
Our financial planning service creates customized roadmaps to help clients achieve their financial goals. We analyze income, assets, and liabilities to develop actionable strategies for debt reduction, education funding, and retirement preparation. By combining technical analysis with personal guidance, we ensure plans adapt to life changes while maintaining focus on long-term objectives.
Retirement Planning
We design retirement strategies that balance current needs with future security. Our approach considers Social Security optimization, tax-efficient withdrawals, and healthcare cost projections. Through regular portfolio reviews and market analysis, we help clients build sustainable income streams while addressing inflation risks and longevity concerns.
Estate Planning
Our estate planning coordinates with legal professionals to ensure asset distribution aligns with client wishes. We help establish trusts, review beneficiary designations, and develop tax-efficient transfer strategies. This service focuses on protecting family wealth while minimizing probate complexities and potential tax liabilities.
Investment Planning
We create diversified investment portfolios tailored to risk tolerance and financial goals. Our strategies emphasize long-term growth through asset allocation, tax-efficient investing, and behavioral finance principles. Regular performance reviews ensure investments remain aligned with market conditions and client objectives.
Disability Planning
This specialized service addresses financial needs for families with disabilities. We coordinate government benefits like SSI/SSDI with private resources, develop special needs trusts, and plan for multi-generational care. Our approach ensures financial security while maintaining eligibility for critical assistance programs.
People
Andrew J. Lomanto
Financial Advisor & Partner
With 20+ years of experience, Andrew specializes in investment strategy and business owner financial planning. He leverages his small business ownership perspective to reduce clients' financial anxiety through customized solutions.
Hannah C. Provost
Financial Advisor & Partner
A Certified Financial Planner and Chartered Special Needs Consultant, Hannah focuses on family financial planning and disability services. She combines technical expertise with community involvement to create holistic wealth strategies for diverse client needs.
Questions
What financial planning services do you offer?
We provide comprehensive services including retirement planning, estate planning, investment management, and specialized disability planning to address diverse client needs.
How do you work with clients?
We follow the CFP Board's planning process: understanding your situation, setting goals, exploring options, implementing strategies, and providing annual reviews with ongoing support.
What makes your disability planning unique?
Our Chartered Special Needs Consultant designation enables specialized strategies that coordinate government benefits with private resources for multi-generational family security.
How are investment decisions made?
We create diversified portfolios based on risk tolerance and goals, using behavioral finance principles to avoid emotional decisions during market fluctuations.
What areas do you serve?
While based in Plattsburgh, NY, we serve clients throughout the North Country region with personalized financial planning solutions.
Reviews (3)
Benjamin McKinney
Sep 11, 2020
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The ads that you have shown on YouTube are extremely annoying and irrelevant to me remove them now before I report your company
Nichki Carangelo
Jun 12, 2020
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So thankful to have Lomanto Provost around! With them, I always know my money is in good (smart, capable!) hands.
Jack Collins
Sep 25, 2019
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Andy was a great help in making my decision to retire, he went above and beyond to get through a big life change. He made the process go very smoothly every step of the way. He will tell you straight out about the pros and cons of any decision ,so you can make the best decisions in the retirement journey.
